Is ACGL or PYPL cheaper?

On trailing earnings, ACGL is cheaper: ACGL trades at a 7.29 P/E and PYPL at 7.97.

Which has grown faster, ACGL or PYPL?

Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus PYPL at 8.09%.

Does ACGL or PYPL pay a bigger dividend?

PYPL pays a dividend (0.99% yield) while ACGL does not currently pay one.

Is ACGL or PYPL more profitable?

ACGL runs the higher net margin — ACGL at 24.73% versus PYPL at 15.00%.

Which has been the better investment, ACGL or PYPL?

Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.81% versus PYPL at 2.02%. Past performance doesn't predict future results.

Arch Capital Group Ltd. (ACGL) vs PayPal Holdings, Inc. (PYPL)

ACGL leads on 7 of 13 compared metrics.

A side-by-side comparison of Arch Capital Group Ltd. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

ACGL

Arch Capital Group Ltd.

$33.16B

$94.92Financial Services

PYPL

PayPal Holdings, Inc.

$37.47B

$42.48Financial Services

Total return — ACGL vs PYPL

growth of $100 · last 11y

ACGL +310.9%PYPL +15.7%ACGL compounded faster

ACGL PYPL

ACGL vs PYPL: by the numbers

•PYPL is the larger company ($37.47B vs $33.16B market cap).
•ACGL trades at the lower earnings multiple (7.29 vs 7.97 P/E).
•ACGL converts more revenue to profit (24.73% vs 15.00% net margin).
•ACGL grew revenue faster over the past five years (17.23% vs 8.09% CAGR).
•PYPL pays a dividend (0.99% yield) while ACGL does not currently pay one.

Which is better, ACGL or PYPL?

Metric tally: ACGL 7 · PYPL 6

It depends on what you're optimizing for:

ValueACGL(lower P/E)

GrowthACGL(faster 5Y revenue CAGR)

QualityPYPL(higher ROIC)

Metrics side by side

Valuation

Metric	ACGL	PYPL
P/E ratio	7.29●	7.97
Forward P/E	10.22	7.39●
P/S ratio	1.73	1.16●
P/B ratio	1.41●	1.95
PEG ratio	2.51	0.30●

Profitability

Metric	ACGL	PYPL
Gross margin	42.83%	46.12%●
Operating margin	27.65%●	17.85%
Net margin	24.73%●	15.00%
ROE	20.14%	25.26%●
ROIC	7.12%	14.95%●

Dividends

Metric	ACGL	PYPL
Dividend yield	—	0.99%
Payout ratio	—	7.69%

Growth (annualized)

Metric	ACGL	PYPL
Revenue CAGR (5Y)	17.23%●	8.09%
EPS CAGR (5Y)	28.50%●	8.81%
Total return CAGR (5Y)	20.78%●	-31.93%

Frequently asked

Which is better, ACGL or PYPL?: It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: PYPL (higher ROIC). Across all compared metrics, ACGL leads 7 to 6.
Is ACGL or PYPL cheaper?: On trailing earnings, ACGL is cheaper: ACGL trades at a 7.29 P/E and PYPL at 7.97.
Which has grown faster, ACGL or PYPL?: Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus PYPL at 8.09%.
Does ACGL or PYPL pay a bigger dividend?: PYPL pays a dividend (0.99% yield) while ACGL does not currently pay one.
Is ACGL or PYPL more profitable?: ACGL runs the higher net margin — ACGL at 24.73% versus PYPL at 15.00%.
Which has been the better investment, ACGL or PYPL?: Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.81% versus PYPL at 2.02%. Past performance doesn't predict future results.

Go deeper

Full ACGL analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Arch Capital P/E ratio PayPal P/E ratio Arch Capital dividend yield PayPal dividend yield Arch Capital ROE PayPal ROE Arch Capital operating margin PayPal operating margin Arch Capital revenue growth PayPal revenue growth Arch Capital free cash flow PayPal free cash flow

Arch Capital & PayPal appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.