Arch Capital Group Ltd. (ACGL) vs Cincinnati Financial Corporation (CINF)
ACGL leads on 11 of 13 compared metrics.
A side-by-side comparison of Arch Capital Group Ltd. and Cincinnati Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
ACGL
Arch Capital Group Ltd.
$94.92Financial Services
CINF
Cincinnati Financial Corporation
$178.45Financial Services
Total return — ACGL vs CINF
growth of $100 · last 30yACGL +4314.9%CINF +904.8%ACGL compounded faster
ACGL CINF
ACGL vs CINF: by the numbers
- •ACGL is the larger company ($33.16B vs $27.60B market cap).
- •ACGL trades at the lower earnings multiple (7.29 vs 10.20 P/E).
- •ACGL converts more revenue to profit (24.73% vs 21.34% net margin).
- •ACGL grew revenue faster over the past five years (17.23% vs 5.55% CAGR).
- •CINF pays a dividend (2.03% yield) while ACGL does not currently pay one.
Which is better, ACGL or CINF?
Metric tally: ACGL 11 · CINF 2It depends on what you're optimizing for:
ValueACGL(lower P/E)
GrowthACGL(faster 5Y revenue CAGR)
QualityCINF(higher ROIC)
Metrics side by side
Valuation
| Metric | ACGL | CINF |
|---|---|---|
| P/E ratio | 7.29● | 10.20 |
| Forward P/E | 10.22● | 20.55 |
| P/S ratio | 1.73● | 2.16 |
| P/B ratio | 1.41● | 1.78 |
| PEG ratio | 2.51● | 3.03 |
Profitability
| Metric | ACGL | CINF |
|---|---|---|
| Gross margin | 42.83% | 50.29%● |
| Operating margin | 27.65%● | 26.68% |
| Net margin | 24.73%● | 21.34% |
| ROE | 20.14%● | 17.54% |
| ROIC | 7.12% | 10.68%● |
Dividends
| Metric | ACGL | CINF |
|---|---|---|
| Dividend yield | — | 2.03% |
| Payout ratio | — | 23.86% |
Growth (annualized)
| Metric | ACGL | CINF |
|---|---|---|
| Revenue CAGR (5Y) | 17.23%● | 5.55% |
| EPS CAGR (5Y) | 28.50%● | 15.01% |
| Total return CAGR (5Y) | 20.78%● | 11.39% |
Frequently asked
- Which is better, ACGL or CINF?
- It depends on your goal. value: ACGL (lower P/E); growth: ACGL (faster 5Y revenue CAGR); quality: CINF (higher ROIC). Across all compared metrics, ACGL leads 11 to 2.
- Is ACGL or CINF cheaper?
- On trailing earnings, ACGL is cheaper: ACGL trades at a 7.29 P/E and CINF at 10.20.
- Which has grown faster, ACGL or CINF?
- Over the past five years, ACGL grew revenue faster — ACGL at a 17.23% CAGR versus CINF at 5.55%.
- Does ACGL or CINF pay a bigger dividend?
- CINF pays a dividend (2.03% yield) while ACGL does not currently pay one.
- Is ACGL or CINF more profitable?
- ACGL runs the higher net margin — ACGL at 24.73% versus CINF at 21.34%.
- Which has been the better investment, ACGL or CINF?
- Over the past 10-year, ACGL delivered the higher annualized total return — ACGL at 15.81% versus CINF at 12.71%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Arch Capital P/E ratioCincinnati Financial P/E ratioArch Capital dividend yieldCincinnati Financial dividend yieldArch Capital ROECincinnati Financial ROEArch Capital operating marginCincinnati Financial operating marginArch Capital revenue growthCincinnati Financial revenue growthArch Capital free cash flowCincinnati Financial free cash flow
Arch Capital & Cincinnati Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.