Apple Inc. (AAPL) vs Bank of America Corporation (BAC)
A side-by-side comparison of Apple Inc. and Bank of America Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AAPL is classified in Technology; BAC is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AAPL
Apple Inc.
$340.08TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
BAC
Bank of America Corporation
$62.62Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AAPL vs BAC
growth of $100 · dividends reinvested · last 30yAAPL +202236.7%BAC +539.7%AAPL compounded faster
Log scale — wide-divergence pair
AAPL BAC
AAPL vs BAC: by the numbers
- •AAPL is the larger company ($4.99T vs $444.39B market cap).
- •BAC trades at the lower trailing earnings multiple (14.32 vs 40.74 P/E), one valuation lens rather than an overall verdict.
- •AAPL converts more revenue to profit (27.15% vs 18.95% net margin).
- •BAC grew revenue faster over the past five years (14.65% vs 6.76% CAGR).
- •BAC pays the higher dividend yield (1.80% vs 0.31%).
Metrics side by side
Valuation
| Metric | AAPL | BAC |
|---|---|---|
| P/E ratio | 40.74 | 14.32 |
| Forward P/E | 38.46 | 13.44 |
| P/S ratio | 11.02 | 2.55 |
| P/B ratio | 46.72 | 1.51 |
| PEG ratio | 1.51 | 0.73 |
| EV / EBITDA | 31.40 | N/A |
| FCF yield | 2.60% | N/A |
Profitability
| Metric | AAPL | BAC |
|---|---|---|
| Gross margin | 47.86% | 56.08% |
| Operating margin | 32.64% | 24.70% |
| Net margin | 27.15% | 18.95% |
| ROE | 115.10% | 11.18% |
| ROIC | 51.97% | 3.39% |
Dividends
| Metric | AAPL | BAC |
|---|---|---|
| Dividend yield | 0.31% | 1.80% |
| Payout ratio | 14.02% | 28.87% |
Growth (annualized)
| Metric | AAPL | BAC |
|---|---|---|
| Revenue CAGR (5Y) | 6.76% | 14.65% |
| EPS CAGR (5Y) | 17.73% | 15.60% |
| FCF CAGR (5Y) | 7.38% | N/A |
| Total return CAGR (5Y) | 18.69% | 13.03% |
Frequently asked
- Which has the lower trailing P/E, AAPL or BAC?
- BAC has the lower trailing P/E: AAPL trades at 40.74 and BAC at 14.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AAPL or BAC?
- Over the past five years, BAC grew revenue faster — AAPL at a 6.76% CAGR versus BAC at 14.65%.
- Does AAPL or BAC pay a bigger dividend?
- AAPL yields 0.31% and BAC yields 1.80% based on trailing dividends and the latest price.
- Is AAPL or BAC more profitable?
- AAPL runs the higher net margin — AAPL at 27.15% versus BAC at 18.95%.
- How have AAPL and BAC total returns compared?
- Over the past 10 years, AAPL delivered 30.55% and BAC delivered 18.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Apple P/E ratioBank of America P/E ratioApple dividend yieldBank of America dividend yieldApple ROEBank of America ROEApple operating marginBank of America operating marginApple revenue growthBank of America revenue growthApple free cash flowBank of America free cash flow
Apple & Bank of America appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.