Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.95% is in line with its 5-year average of 0.90%, around the middle of its 5-year range (0.71%–1.14%).
0.53% above its 12-month average of 0.95%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
0.95%
RETURN ON ASSETS (ROA) AVG TTM
0.95%
RETURN ON ASSETS (ROA) AVG 3Y
0.89%
RETURN ON ASSETS (ROA) AVG 5Y
0.90%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+0.53%
CURRENT VS 3Y AVG
+6.44%
CURRENT VS 5Y AVG
+4.97%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-23.08%
vs the sector median at left
USCB Financial Holdings, Inc.
Market Cap
$407.28M
Return on Assets (ROA)
0.95%
TTM Avg
0.95%
3Y Avg
0.89%
5Y Avg
0.90%
Market Cap
$411.29M
Return on Assets (ROA)
-77.73%
TTM Avg
-51.66%
3Y Avg
-76.82%
5Y Avg
-61.41%
Market Cap
$402.88M
Return on Assets (ROA)
0.87%
TTM Avg
0.78%
3Y Avg
0.86%
5Y Avg
0.73%
Market Cap
$400.00M
Return on Assets (ROA)
1.20%
TTM Avg
0.99%
3Y Avg
1.13%
5Y Avg
1.21%
Market Cap
$416.08M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$418.37M
Return on Assets (ROA)
2.06%
TTM Avg
2.33%
3Y Avg
2.80%
5Y Avg
3.86%
Market Cap
$396.03M
Return on Assets (ROA)
8.58%
TTM Avg
3.38%
3Y Avg
0.30%
5Y Avg
-0.03%
Market Cap
$420.04M
Return on Assets (ROA)
2.06%
TTM Avg
2.33%
3Y Avg
2.80%
5Y Avg
3.86%
Market Cap
$420.04M
Return on Assets (ROA)
3.46%
TTM Avg
1.70%
3Y Avg
1.70%
5Y Avg
1.70%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| USCB Financial Holdings, Inc. (USCB) | $407.28M | 0.95% | 0.95% | 0.89% | 0.90% |
| Eightco Holdings Inc. (ORBS)vs › | $411.29M | -77.73% | -51.66% | -76.82% | -61.41% |
| Investar Holding Corporation (ISTR)vs › | $402.88M | 0.87% | 0.78% | 0.86% | 0.73% |
| PCB Bancorp (PCB)vs › | $400.00M | 1.20% | 0.99% | 1.13% | 1.21% |
| General Catalyst Global Resilience Merger Corp. (GCGR)vs › | $416.08M | N/A | N/A | N/A | N/A |
| NewtekOne, Inc. Depositary Shares, Non-Cumulative Perpetual Preferred Stock, Series B (NEWTP)vs › | $418.37M | 2.06% | 2.33% | 2.80% | 3.86% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.03M | 8.58% | 3.38% | 0.30% | -0.03% |
| NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029 (NEWTG)vs › | $420.04M | 2.06% | 2.33% | 2.80% | 3.86% |
| K&F Growth Acquisition Corp. II Class A Ordinary shares (KFII)vs › | $420.04M | 3.46% | 1.70% | 1.70% | 1.70% |
| Chemung Financial Corporation (CHMG)vs › | $393.39M | 1.19% | 0.71% | 0.86% | 0.89% |
ROA
0.9%
ROE
12.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.93% |
| 2024-12-31 | 0.96% |
| 2023-12-31 | 0.71% |
| 2022-12-31 | 0.97% |
| 2021-12-31 | 1.14% |
| 2020-12-31 | 0.72% |
| 2019-12-31 | 0.79% |
