What is the P/B ratio for Texas Community Bancshares, Inc. (TCBS)?

The P/B ratio for TCBS stock is 0.89.

What is the estimated TTM average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?

The estimated TTM average P/B ratio for TCBS stock is 0.90.

What is the estimated 3Y average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?

The estimated 3Y average P/B ratio for TCBS stock is 0.88.

What is the estimated 5Y average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?

The estimated 5Y average P/B ratio for TCBS stock is 0.85.

Texas Community Bancshares (TCBS) Price/Book Ratio: History & Chart

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 0.89 is in line with its estimated 5-year average of 0.85, near the high end of its estimated 5-year range (0.53–0.99).

As of 2026-10-06T20:04:35.674Z. 0.85% below its estimated 12-month average of 0.90.

Stored calculation inputs

Calculation as of: 2026-10-06T20:04:35.674Z.

Quote observation: 2026-10-06T19:59:54.000Z. Amounts in USD. The price header may show a later quote.

Quote market capitalization: 49,051,630
Total stockholders equity · period ending 2026-06-30: 55,211,000
Preferred stock · period ending 2026-06-30: 0
Book value attributable to common shareholders · period ending 2026-06-30: 55,211,000

FMP input reference: c6884c4127718a7e537a9978cbfb9f7c8d5c554ff7de798e0146b7bb4bbcd797

P/E Ratio|ROE|Debt to Equity|All Metrics

TCBS PB Ratio Metrics

PB RATIO

0.89

PB RATIO AVG TTM

0.90

PB RATIO AVG 3Y

0.88

PB RATIO AVG 5Y

0.85

PB RATIO AVG 10Y

N/A

PB RATIO AVG 15Y

N/A

PB RATIO AVG 20Y

N/A

CURRENT VS TTM AVG

-0.85%

CURRENT VS 3Y AVG

+1.67%

CURRENT VS 5Y AVG

+4.77%

CURRENT VS 10Y AVG

N/A

CURRENT VS 15Y AVG

N/A

CURRENT VS 20Y AVG

N/A

SECTOR MEDIAN · FINANCIAL SERVICES

1.32

median of 678 covered companies

CURRENT VS SECTOR MEDIAN

-32.58%

vs the sector median at left

TCBS Competitors' PB Ratio

TCBS

Texas Community Bancshares, Inc.

Current

Market Cap

$49.05M

PB Ratio

0.89

TTM Avg

0.90

3Y Avg

0.88

5Y Avg

0.85

AVAT

Avalanche Treasury Corporation Class A Common Stock

vs TCBS

Market Cap

$49.28M

PB Ratio

N/A

TTM Avg

N/A

3Y Avg

N/A

5Y Avg

N/A

BKHA

Black Hawk Acquisition Corporation

vs TCBS

Market Cap

$50.01M

PB Ratio

2.47

TTM Avg

1.86

3Y Avg

1.61

5Y Avg

1.61

YHNA

YHN Acquisition I Limited

vs TCBS

Market Cap

$47.70M

PB Ratio

14.92

TTM Avg

6.81

3Y Avg

4.81

5Y Avg

4.81

VRM

Vroom, Inc.

vs TCBS

Market Cap

$47.16M

PB Ratio

0.47

TTM Avg

0.65

3Y Avg

0.87

5Y Avg

0.77

STKE

Sol Strategies Inc. Common Shares

vs TCBS

Market Cap

$46.96M

PB Ratio

1.98

TTM Avg

0.89

3Y Avg

1.01

5Y Avg

1.01

KFFB

Kentucky First Federal Bancorp

vs TCBS

Market Cap

$46.50M

PB Ratio

0.92

TTM Avg

0.78

3Y Avg

0.63

5Y Avg

0.82

MATH

Metalpha Technology Holding Limited

vs TCBS

Market Cap

$46.01M

PB Ratio

0.87

TTM Avg

1.81

3Y Avg

2.78

5Y Avg

2.64

MKTW

MarketWise, Inc.

vs TCBS

Market Cap

$52.23M

PB Ratio

N/A

TTM Avg

N/A

3Y Avg

N/A

5Y Avg

N/A

DOMH

Dominari Holdings Inc.

vs TCBS

Market Cap

$45.68M

PB Ratio

2.09

TTM Avg

5.49

3Y Avg

2.18

5Y Avg

1.45

NAME	MARKET CAP	PB RATIO	TTM	3Y	5Y
Texas Community Bancshares, Inc. (TCBS)	$49.05M	0.89	0.90	0.88	0.85
Avalanche Treasury Corporation Class A Common Stock (AVAT)vs ›	$49.28M	N/A	N/A	N/A	N/A
Black Hawk Acquisition Corporation (BKHA)vs ›	$50.01M	2.47	1.86	1.61	1.61
YHN Acquisition I Limited (YHNA)vs ›	$47.70M	14.92	6.81	4.81	4.81
Vroom, Inc. (VRM)vs ›	$47.16M	0.47	0.65	0.87	0.77
Sol Strategies Inc. Common Shares (STKE)vs ›	$46.96M	1.98	0.89	1.01	1.01
Kentucky First Federal Bancorp (KFFB)vs ›	$46.50M	0.92	0.78	0.63	0.82
Metalpha Technology Holding Limited (MATH)vs ›	$46.01M	0.87	1.81	2.78	2.64
MarketWise, Inc. (MKTW)vs ›	$52.23M	N/A	N/A	N/A	N/A
Dominari Holdings Inc. (DOMH)vs ›	$45.68M	2.09	5.49	2.18	1.45

Book Value Analysis

P/B Ratio

0.89

Market Price / Book Value per Share

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for Texas Community Bancshares, Inc. (TCBS)?: The P/B ratio for TCBS stock is 0.89.
Is Texas Community Bancshares, Inc.'s P/B ratio high or low?: The P/B ratio of 0.89 is in line with its estimated 5-year average of 0.85, near the high end of its estimated 5-year range (0.53–0.99).
What is the estimated TTM average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?: The estimated TTM average P/B ratio for TCBS stock is 0.90.
What is the estimated 3Y average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?: The estimated 3Y average P/B ratio for TCBS stock is 0.88.
What is the estimated 5Y average P/B ratio for Texas Community Bancshares, Inc. (TCBS)?: The estimated 5Y average P/B ratio for TCBS stock is 0.85.

TCBS PB Ratio History

DATE	PB RATIO
2026-10-05	0.84
2026-10-02	0.85
2026-10-01	0.85
2026-09-30	0.86
2026-09-29	0.86
2026-09-28	0.85
2026-09-25	0.84
2026-09-24	0.84
2026-09-23	0.84
2026-09-22	0.84
2026-09-21	0.84
2026-09-18	0.84
2026-09-17	0.84
2026-09-16	0.85
2026-09-15	0.85
2026-09-14	0.87
2026-09-11	0.86
2026-09-10	0.86
2026-09-09	0.86
2026-09-08	0.87
2026-09-04	0.87
2026-09-03	0.87
2026-09-02	0.87
2026-09-01	0.87
2026-08-31	0.86
2026-08-28	0.86
2026-08-27	0.86
2026-08-26	0.86
2026-08-25	0.88
2026-08-24	0.87
2026-08-21	0.87
2026-08-20	0.87
2026-08-19	0.86
2026-08-18	0.86
2026-08-17	0.86
2026-08-14	0.86
2026-08-13	0.86
2026-08-12	0.86
2026-08-11	0.92
2026-08-10	0.92
2026-08-07	0.93
2026-08-06	0.93
2026-08-05	0.92
2026-08-04	0.93
2026-08-03	0.94
2026-07-31	0.94
2026-07-30	0.93
2026-07-29	0.93
2026-07-28	0.93
2026-07-27	0.93
2026-07-24	0.94
2026-07-23	0.93
2026-07-22	0.93
2026-07-21	0.93
2026-07-20	0.95
2026-07-17	0.93
2026-07-16	0.94
2026-07-15	0.93
2026-07-14	0.93
2026-07-13	0.94
2026-07-10	0.94
2026-07-09	0.94
2026-07-08	0.95
2026-07-07	0.95
2026-07-06	0.96
2026-07-02	0.96
2026-07-01	0.96
2026-06-30	0.94
2026-06-29	0.96
2026-06-26	0.95
2026-06-25	0.96
2026-06-24	0.94
2026-06-23	0.98
2026-06-22	0.92
2026-06-18	0.95
2026-06-17	0.91
2026-06-16	0.92
2026-06-15	0.93
2026-06-12	0.92
2026-06-11	0.91
2026-06-10	0.90
2026-06-09	0.89
2026-06-08	0.89
2026-06-05	0.90
2026-06-04	0.89
2026-06-03	0.90
2026-06-02	0.89
2026-06-01	0.90
2026-05-29	0.89
2026-05-28	0.90
2026-05-27	0.89
2026-05-26	0.90
2026-05-22	0.89
2026-05-21	0.87
2026-05-20	0.88
2026-05-19	0.89
2026-05-18	0.89
2026-05-15	0.89
2026-05-14	0.89
2026-05-13	0.90
2026-05-12	0.90
2026-05-11	0.90
2026-05-08	0.90
2026-05-07	0.90
2026-05-06	0.89
2026-05-05	0.89
2026-05-04	0.89
2026-05-01	0.89
2026-04-30	0.91
2026-04-29	0.91
2026-04-28	0.91
2026-04-27	0.91
2026-04-24	0.91
2026-04-23	0.91
2026-04-22	0.91
2026-04-21	0.91
2026-04-20	0.92
2026-04-17	0.93
2026-04-16	0.92
2026-04-15	0.92
2026-04-14	0.92
2026-04-13	0.92
2026-04-10	0.92
2026-04-09	0.93
2026-04-08	0.91
2026-04-07	0.95
2026-04-06	0.94
2026-04-02	0.94
2026-04-01	0.94
2026-03-31	0.94
2026-03-30	0.95
2026-03-27	0.95
2026-03-26	0.94
2026-03-25	0.92
2026-03-24	0.94
2026-03-23	0.98
2026-03-20	0.99
2026-03-19	0.87
2026-03-18	0.88
2026-03-17	0.90
2026-03-16	0.88
2026-03-13	0.89
2026-03-12	0.89
2026-03-11	0.89
2026-03-10	0.88
2026-03-09	0.88
2026-03-06	0.89
2026-03-05	0.89
2026-03-04	0.89
2026-03-03	0.89
2026-03-02	0.89
2026-02-27	0.89
2026-02-26	0.90
2026-02-25	0.89
2026-02-24	0.90
2026-02-23	0.90
2026-02-20	0.89
2026-02-19	0.90
2026-02-18	0.89
2026-02-17	0.90
2026-02-13	0.89
2026-02-12	0.89
2026-02-11	0.91
2026-02-10	0.91
2026-02-09	0.89
2026-02-06	0.92
2026-02-05	0.92
2026-02-04	0.91
2026-02-03	0.91
2026-02-02	0.91
2026-01-30	0.89
2026-01-29	0.91
2026-01-28	0.96
2026-01-27	0.92
2026-01-26	0.94
2026-01-23	0.89
2026-01-22	0.87
2026-01-21	0.87
2026-01-20	0.87
2026-01-16	0.90
2026-01-15	0.90
2026-01-14	0.89
2026-01-13	0.88
2026-01-12	0.89
2026-01-09	0.92
2026-01-08	0.90
2026-01-07	0.94
2026-01-06	0.94
2026-01-05	0.94
2026-01-02	0.96
2025-12-31	0.96
2025-12-30	0.92
2025-12-29	0.93
2025-12-26	0.94
2025-12-24	0.96
2025-12-23	0.97
2025-12-22	0.89
2025-12-19	0.88
2025-12-18	0.87
2025-12-17	0.88
2025-12-16	0.88
2025-12-15	0.88
2025-12-12	0.87
2025-12-11	0.89
2025-12-10	0.87
2025-12-09	0.87
2025-12-08	0.86
2025-12-05	0.86
2025-12-04	0.86
2025-12-03	0.86
2025-12-02	0.85
2025-12-01	0.86
2025-11-28	0.86
2025-11-26	0.85
2025-11-25	0.85
2025-11-24	0.85
2025-11-21	0.85
2025-11-20	0.85
2025-11-19	0.85
2025-11-18	0.84
2025-11-17	0.85
2025-11-14	0.86
2025-11-13	0.85
2025-11-12	0.85
2025-11-11	0.85
2025-11-10	0.85
2025-11-07	0.88
2025-11-06	0.88
2025-11-05	0.89
2025-11-04	0.88
2025-11-03	0.88
2025-10-31	0.89
2025-10-30	0.89
2025-10-29	0.90
2025-10-28	0.89
2025-10-27	0.89
2025-10-24	0.89
2025-10-23	0.89
2025-10-22	0.88
2025-10-21	0.89
2025-10-20	0.89
2025-10-17	0.89
2025-10-16	0.88
2025-10-15	0.89
2025-10-14	0.89
2025-10-13	0.89
2025-10-10	0.89
2025-10-09	0.89
2025-10-08	0.89
2025-10-07	0.89
2025-10-06	0.89
2025-10-03	0.89
2025-10-02	0.90
2025-10-01	0.89
2025-09-30	0.89
2025-09-29	0.89
2025-09-26	0.90
2025-09-25	0.90
2025-09-24	0.90
2025-09-23	0.93

Showing the most recent 260 of 1,226 data points. The chart above shows the full history.

PB Ratio: 0.89

TCBS PB Ratio Chart

TCBS Average PB Ratio Chart

TCBS Current vs Average PB Ratio Chart

TCBS PB Ratio Metrics

TCBS Competitors' PB Ratio

P/B vs. estimated history

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio FAQ

TCBS PB Ratio History

Related Metrics