Synchrony Financial (SYF) Yield on Cost (YOC): 1.73%
The yield on cost (YOC) for Synchrony Financial (SYF) is 1.73%.
SYF Yield on Cost (YOC) Metrics
YIELD ON COST (YOC)
1.73%
Forward Yield on Cost Projections
If you buy SYF today at the current stock price of $69.56 with a yield of 1.73% and dividends continue to grow at the historical rate (5.5% CAGR), your YOC would be:
Current Yield
1.73%
YOC in 3 Years
2.25%
YOC in 5 Years
2.69%
YOC in 10 Years
4.21%
Interactive Yield on Cost Calculator
Project custom investment returns for Synchrony Financial (SYF) based on your custom cost basis.
Starting Yield
1.73%
Ending YOC
3.85%
Year 15 Dividend
$2.68
Cum. Dividends Recd.
$28.37
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.20 | — | 1.73% | $0.00 |
| Year 1 | $1.27 | +5.50% | 1.82% | $1.27 |
| Year 2 | $1.34 | +5.50% | 1.92% | $2.60 |
| Year 3 | $1.41 | +5.50% | 2.03% | $4.01 |
| Year 4 | $1.49 | +5.50% | 2.14% | $5.50 |
| Year 5 | $1.57 | +5.50% | 2.25% | $7.07 |
| Year 6 | $1.65 | +5.50% | 2.38% | $8.72 |
| Year 7 | $1.75 | +5.50% | 2.51% | $10.47 |
| Year 8 | $1.84 | +5.50% | 2.65% | $12.31 |
| Year 9 | $1.94 | +5.50% | 2.79% | $14.25 |
| Year 10 | $2.05 | +5.50% | 2.95% | $16.30 |
| Year 11 | $2.16 | +5.50% | 3.11% | $18.46 |
| Year 12 | $2.28 | +5.50% | 3.28% | $20.74 |
| Year 13 | $2.41 | +5.50% | 3.46% | $23.15 |
| Year 14 | $2.54 | +5.50% | 3.65% | $25.69 |
| Year 15 | $2.68 | +5.50% | 3.85% | $28.37 |
Yield on Cost (YOC) Formula
Formula: Yield on Cost = Annual Dividend / Original Purchase Price × 100
Inputs shown in the projection:
- Original purchase price.
- Annual dividend per share at the starting point.
- Assumed annual dividend growth rate.
- Projected annual dividend divided by original purchase price.
Note: Forward projections assume dividends continue to grow at the designated growth rate. Actual dividend payments are declared by corporate boards and are subject to change.
Synchrony Financial Yield on Cost (YOC) Formula & Definition
Yield on Cost shows the dividend yield based on your original purchase price. As dividends grow, your YOC increases even if the market yield stays the same.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Synchrony Financial Yield on Cost (YOC) FAQ
- What is the yield on cost (YOC) for Synchrony Financial (SYF)?
- The yield on cost (YOC) for SYF stock is 1.73%.
About Synchrony Financial
Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Brian D. Doubles