Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.66%.
YIELD ON COST (YOC)
3.66%
RF now pays $1.10 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-06) | $9.89 | 11.12% |
| 5 years ago(2021-09-14) | $19.45 | 5.66% |
| 3 years ago(2023-09-05) | $18.42 | 5.97% |
| 1 year ago(2025-09-09) | $26.82 | 4.10% |
| Buying today(at $30.13) | $30.13 | 3.66% |
Projection: starting from today's 3.66% yield, assuming the dividend keeps compounding at 12.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.66%
In 3 years
5.17%
In 5 years
6.51%
In 10 years
11.58%
Try your own purchase price, dividend and growth rate for Regions Financial Corporation (RF).
Starting Yield
3.65%
Ending YOC
16.75%
Year 15 Dividend
$5.05
Cum. Dividends Recd.
$40.87
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.10 | N/A | 3.65% | $0.00 |
| Year 1 | $1.22 | +10.69% | 4.04% | $1.22 |
| Year 2 | $1.35 | +10.69% | 4.47% | $2.57 |
| Year 3 | $1.49 | +10.69% | 4.95% | $4.06 |
| Year 4 | $1.65 | +10.69% | 5.48% | $5.71 |
| Year 5 | $1.83 | +10.69% | 6.07% | $7.54 |
| Year 6 | $2.02 | +10.69% | 6.71% | $9.56 |
| Year 7 | $2.24 | +10.69% | 7.43% | $11.80 |
| Year 8 | $2.48 | +10.69% | 8.23% | $14.28 |
| Year 9 | $2.74 | +10.69% | 9.11% | $17.02 |
| Year 10 | $3.04 | +10.69% | 10.08% | $20.06 |
| Year 11 | $3.36 | +10.69% | 11.16% | $23.42 |
| Year 12 | $3.72 | +10.69% | 12.35% | $27.14 |
| Year 13 | $4.12 | +10.69% | 13.67% | $31.26 |
| Year 14 | $4.56 | +10.69% | 15.13% | $35.82 |
| Year 15 | $5.05 | +10.69% | 16.75% | $40.87 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
