Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 4.00%.
YIELD ON COST (YOC)
4.00%
OZK now pays $1.86 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-10) | $41.36 | 4.50% |
| 5 years ago(2021-10-06) | $43.39 | 4.29% |
| 3 years ago(2023-10-09) | $37.01 | 5.03% |
| 1 year ago(2025-10-01) | $50.73 | 3.67% |
| Buying today(at $44.58) | $44.58 | 4.00% |
Projection: starting from today's 4.00% yield, assuming the dividend keeps compounding at 11.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
4.00%
In 3 years
5.51%
In 5 years
6.83%
In 10 years
11.69%
Try your own purchase price, dividend and growth rate for Bank OZK (OZK).
Starting Yield
4.17%
Ending YOC
17.57%
Year 15 Dividend
$7.83
Cum. Dividends Recd.
$65.35
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.86 | N/A | 4.17% | $0.00 |
| Year 1 | $2.05 | +10.06% | 4.59% | $2.05 |
| Year 2 | $2.25 | +10.06% | 5.05% | $4.30 |
| Year 3 | $2.48 | +10.06% | 5.56% | $6.78 |
| Year 4 | $2.73 | +10.06% | 6.12% | $9.51 |
| Year 5 | $3.00 | +10.06% | 6.74% | $12.51 |
| Year 6 | $3.31 | +10.06% | 7.42% | $15.82 |
| Year 7 | $3.64 | +10.06% | 8.16% | $19.46 |
| Year 8 | $4.00 | +10.06% | 8.98% | $23.46 |
| Year 9 | $4.41 | +10.06% | 9.89% | $27.87 |
| Year 10 | $4.85 | +10.06% | 10.88% | $32.72 |
| Year 11 | $5.34 | +10.06% | 11.98% | $38.06 |
| Year 12 | $5.88 | +10.06% | 13.18% | $43.93 |
| Year 13 | $6.47 | +10.06% | 14.51% | $50.40 |
| Year 14 | $7.12 | +10.06% | 15.97% | $57.52 |
| Year 15 | $7.83 | +10.06% | 17.57% | $65.35 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
