Nu Holdings Ltd. (NU) Net Income CAGR:48.05%(TTM)
Net income CAGR uses precomputed financial statement history.
Over the past 12 months, Nu Holdings Ltd.'s Net Income CAGR is 48.05%.The TTM figure compares the trailing 12 months (sum of the latest four quarters) with the 12 months before that. Rows in the history table compare fiscal years, and the quarterly table compares single quarters; the three measure different windows and will differ. Net income CAGR shows how Nu Holdings Ltd.'s bottom-line profitability has grown. This reflects the company's ability to convert revenue into profits after all expenses.
NU Net Income CAGR Chart
Nu Holdings Ltd. (NU)
NU Quarterly Net Income Growth (YoY)
Net Income growth vs the same quarter one year earlier, last 14 quarters.
NU Net Income CAGR History
| Year | Start Net Income | End Net Income | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2025 | $1.97B | $2.87B | +$896.78M | +45.47% | +45.47% |
| 2024 | $1.03B | $1.97B | +$941.58M | +91.37% | +91.37% |
| 2023 | $-364.58M | $1.03B | +$1.40B | N/A | N/A |
| 2022 | $-164.99M | $-364.58M | $-199.59M | N/A | N/A |
| 2021 | $-171.49M | $-164.99M | +$6.50M | N/A | N/A |
| 2020 | $-92.53M | $-171.49M | $-78.96M | N/A | N/A |
| 2019 | $-28.58M | $-92.53M | $-63.95M | N/A | N/A |
Quarterly Net Income: QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2026 | $872.06M | -2.3% | +56.5% |
| Q4 2025 | $892.38M | +14.0% | +61.5% |
| Q3 2025 | $782.47M | +22.9% | +41.4% |
| Q2 2025 | $636.84M | +14.3% | +30.7% |
| Q1 2025 | $557.20M | +0.8% | +47.1% |
| Q4 2024 | $552.64M | -0.1% | +53.1% |
| Q3 2024 | $553.39M | +13.6% | +82.6% |
| Q2 2024 | $487.27M | +28.6% | +116.7% |
| Q1 2024 | $378.81M | +5.0% | +167.2% |
| Q4 2023 | $360.88M | +19.1% | — |
| Q3 2023 | $303.04M | +34.8% | — |
| Q2 2023 | $224.87M | +58.6% | — |
| Q1 2023 | $141.75M | — | — |
| Q4 2022 | -$297.61M | — | -350.4% |
| Q3 2022 | $7.83M | — | — |
| Q2 2022 | -$29.70M | +34.2% | — |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo