Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 7.58%.
YIELD ON COST (YOC)
7.58%
MNSBP now pays $1.88 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-04) | $26.97 | 6.97% |
| 3 years ago(2023-10-05) | $20.98 | 8.96% |
| 1 year ago(2025-10-03) | $24.91 | 7.55% |
| Buying today(at $24.74) | $24.74 | 7.58% |
Projection: starting from today's 7.58% yield, assuming the dividend keeps compounding at 0.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
7.58%
In 3 years
7.58%
In 5 years
7.58%
In 10 years
7.58%
Try your own purchase price, dividend and growth rate for MainStreet Bancshares, Inc. (MNSBP).
Starting Yield
7.60%
Ending YOC
297.94%
Year 15 Dividend
$73.71
Cum. Dividends Recd.
$331.05
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.88 | N/A | 7.60% | $0.00 |
| Year 1 | $2.40 | +27.71% | 9.70% | $2.40 |
| Year 2 | $3.07 | +27.71% | 12.39% | $5.47 |
| Year 3 | $3.92 | +27.71% | 15.83% | $9.38 |
| Year 4 | $5.00 | +27.71% | 20.21% | $14.38 |
| Year 5 | $6.39 | +27.71% | 25.82% | $20.77 |
| Year 6 | $8.16 | +27.71% | 32.97% | $28.93 |
| Year 7 | $10.42 | +27.71% | 42.10% | $39.34 |
| Year 8 | $13.30 | +27.71% | 53.77% | $52.65 |
| Year 9 | $16.99 | +27.71% | 68.67% | $69.64 |
| Year 10 | $21.70 | +27.71% | 87.70% | $91.33 |
| Year 11 | $27.71 | +27.71% | 112.00% | $119.04 |
| Year 12 | $35.39 | +27.71% | 143.04% | $154.43 |
| Year 13 | $45.19 | +27.71% | 182.68% | $199.63 |
| Year 14 | $57.72 | +27.71% | 233.30% | $257.34 |
| Year 15 | $73.71 | +27.71% | 297.94% | $331.05 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
