Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.07%.
YIELD ON COST (YOC)
3.07%
MCBS now pays $1.08 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-04) | $20.91 | 5.16% |
| 3 years ago(2023-10-05) | $20.03 | 5.39% |
| 1 year ago(2025-10-03) | $27.53 | 3.92% |
| Buying today(at $35.00) | $35.00 | 3.07% |
Projection: starting from today's 3.07% yield, assuming the dividend keeps compounding at 20.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.07%
In 3 years
5.33%
In 5 years
7.70%
In 10 years
19.30%
Try your own purchase price, dividend and growth rate for MetroCity Bankshares, Inc. (MCBS).
Starting Yield
3.09%
Ending YOC
42.68%
Year 15 Dividend
$14.94
Cum. Dividends Recd.
$86.26
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.08 | N/A | 3.09% | $0.00 |
| Year 1 | $1.29 | +19.14% | 3.68% | $1.29 |
| Year 2 | $1.53 | +19.14% | 4.38% | $2.82 |
| Year 3 | $1.83 | +19.14% | 5.22% | $4.65 |
| Year 4 | $2.18 | +19.14% | 6.22% | $6.82 |
| Year 5 | $2.59 | +19.14% | 7.41% | $9.41 |
| Year 6 | $3.09 | +19.14% | 8.82% | $12.50 |
| Year 7 | $3.68 | +19.14% | 10.51% | $16.18 |
| Year 8 | $4.38 | +19.14% | 12.53% | $20.57 |
| Year 9 | $5.22 | +19.14% | 14.92% | $25.79 |
| Year 10 | $6.22 | +19.14% | 17.78% | $32.01 |
| Year 11 | $7.41 | +19.14% | 21.18% | $39.43 |
| Year 12 | $8.83 | +19.14% | 25.24% | $48.26 |
| Year 13 | $10.52 | +19.14% | 30.07% | $58.78 |
| Year 14 | $12.54 | +19.14% | 35.82% | $71.32 |
| Year 15 | $14.94 | +19.14% | 42.68% | $86.26 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
