Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.87% is 20% above its 5-year average of 0.73%, around the middle of its 5-year range (0.32%–1.30%).
12.26% above its 12-month average of 0.78%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.25%.
RETURN ON ASSETS (ROA)
0.87%
RETURN ON ASSETS (ROA) AVG TTM
0.78%
RETURN ON ASSETS (ROA) AVG 3Y
0.86%
RETURN ON ASSETS (ROA) AVG 5Y
0.73%
RETURN ON ASSETS (ROA) AVG 10Y
0.71%
RETURN ON ASSETS (ROA) AVG 15Y
0.63%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+12.26%
CURRENT VS 3Y AVG
+1.16%
CURRENT VS 5Y AVG
+19.72%
CURRENT VS 10Y AVG
+23.01%
CURRENT VS 15Y AVG
+37.59%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 694 covered companies
CURRENT VS SECTOR MEDIAN
-29.27%
vs the sector median at left
Investar Holding Corporation
Market Cap
$403.29M
Return on Assets (ROA)
0.87%
TTM Avg
0.78%
3Y Avg
0.86%
5Y Avg
0.73%
Market Cap
$401.30M
Return on Assets (ROA)
1.20%
TTM Avg
0.99%
3Y Avg
1.13%
5Y Avg
1.21%
Market Cap
$396.75M
Return on Assets (ROA)
8.58%
TTM Avg
3.38%
3Y Avg
0.30%
5Y Avg
-0.03%
Market Cap
$409.84M
Return on Assets (ROA)
0.95%
TTM Avg
0.95%
3Y Avg
0.89%
5Y Avg
0.90%
Market Cap
$396.07M
Return on Assets (ROA)
1.19%
TTM Avg
0.71%
3Y Avg
0.86%
5Y Avg
0.89%
Market Cap
$392.45M
Return on Assets (ROA)
2.98%
TTM Avg
1.27%
3Y Avg
1.27%
5Y Avg
1.27%
Market Cap
$392.30M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$391.22M
Return on Assets (ROA)
3.55%
TTM Avg
2.50%
3Y Avg
2.50%
5Y Avg
2.50%
Market Cap
$391.13M
Return on Assets (ROA)
3.45%
TTM Avg
2.23%
3Y Avg
2.23%
5Y Avg
2.23%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Investar Holding Corporation (ISTR) | $403.29M | 0.87% | 0.78% | 0.86% | 0.73% |
| PCB Bancorp (PCB)vs › | $401.30M | 1.20% | 0.99% | 1.13% | 1.21% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 8.58% | 3.38% | 0.30% | -0.03% |
| USCB Financial Holdings, Inc. (USCB)vs › | $409.84M | 0.95% | 0.95% | 0.89% | 0.90% |
| Chemung Financial Corporation (CHMG)vs › | $396.07M | 1.19% | 0.71% | 0.86% | 0.89% |
| Berto Acquisition Corp. (TACO)vs › | $392.45M | 2.98% | 1.27% | 1.27% | 1.27% |
| Berto Acquisition Corp. II (GUAC)vs › | $392.30M | N/A | N/A | N/A | N/A |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 3.55% | 2.50% | 2.50% | 2.50% |
| Wen Acquisition Corp Class A Ordinary Shares (WENN)vs › | $391.13M | 3.45% | 2.23% | 2.23% | 2.23% |
| Eightco Holdings Inc. (ORBS)vs › | $415.79M | -77.73% | -51.66% | -76.82% | -61.41% |
ROA
0.9%
ROE
8.0%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.81% |
| 2024-12-31 | 0.74% |
| 2023-12-31 | 0.59% |
| 2022-12-31 | 1.30% |
| 2021-12-31 | 0.32% |
| 2020-12-31 | 0.60% |
| 2019-12-31 | 0.78% |
| 2018-12-31 | 0.76% |
| 2017-12-31 | 0.51% |
| 2016-12-31 | 0.68% |
| 2015-12-31 | 0.69% |
| 2014-12-31 | 0.61% |
| 2013-12-31 | 0.50% |
| 2012-12-31 | 0.63% |
| 2011-12-31 | 0.00% |
