Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.86%.
YIELD ON COST (YOC)
1.86%
HBCP now pays $1.25 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-05) | $27.63 | 4.52% |
| 5 years ago(2021-10-07) | $39.69 | 3.15% |
| 3 years ago(2023-10-04) | $31.90 | 3.92% |
| 1 year ago(2025-10-02) | $54.05 | 2.31% |
| Buying today(at $67.35) | $67.35 | 1.86% |
Projection: starting from today's 1.86% yield, assuming the dividend keeps compounding at 5.8% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.86%
In 3 years
2.20%
In 5 years
2.46%
In 10 years
3.26%
Try your own purchase price, dividend and growth rate for Home Bancorp, Inc. (HBCP).
Starting Yield
1.86%
Ending YOC
4.03%
Year 15 Dividend
$2.72
Cum. Dividends Recd.
$29.08
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.25 | N/A | 1.86% | $0.00 |
| Year 1 | $1.32 | +5.31% | 1.95% | $1.32 |
| Year 2 | $1.39 | +5.31% | 2.06% | $2.70 |
| Year 3 | $1.46 | +5.31% | 2.17% | $4.16 |
| Year 4 | $1.54 | +5.31% | 2.28% | $5.70 |
| Year 5 | $1.62 | +5.31% | 2.40% | $7.32 |
| Year 6 | $1.71 | +5.31% | 2.53% | $9.02 |
| Year 7 | $1.80 | +5.31% | 2.67% | $10.82 |
| Year 8 | $1.89 | +5.31% | 2.81% | $12.71 |
| Year 9 | $1.99 | +5.31% | 2.96% | $14.70 |
| Year 10 | $2.10 | +5.31% | 3.11% | $16.80 |
| Year 11 | $2.21 | +5.31% | 3.28% | $19.01 |
| Year 12 | $2.33 | +5.31% | 3.45% | $21.33 |
| Year 13 | $2.45 | +5.31% | 3.64% | $23.78 |
| Year 14 | $2.58 | +5.31% | 3.83% | $26.36 |
| Year 15 | $2.72 | +5.31% | 4.03% | $29.08 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
