Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.70 is 59% above its 5-year average of 7.97, near the high end of its 5-year range (4.93–13.53).
As of 2026-10-06T20:11:40.910Z. 12.00% above its 12-month average of 11.34.
Calculation as of: 2026-10-06T20:11:40.910Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 44543765aa3dfed548257fe43db67dba6cc9285df0502526dcd6750b55305a35
PE Ratio (12.70) = Close Price ($17.65) / Diluted TTM EPS ($1.39)
PE RATIO
12.70
PE RATIO AVG TTM
11.34
PE RATIO AVG 3Y
8.51
PE RATIO AVG 5Y
7.97
PE RATIO AVG 10Y
9.33
PE RATIO AVG 15Y
10.27
PE RATIO AVG 20Y
11.21
CURRENT VS TTM AVG
+12.00%
CURRENT VS 3Y AVG
+49.18%
CURRENT VS 5Y AVG
+59.42%
CURRENT VS 10Y AVG
+36.16%
CURRENT VS 15Y AVG
+23.71%
CURRENT VS 20Y AVG
+13.28%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-7.87%
vs the sector median at left
First Northern Community Bancorp
Market Cap
$289.58M
PE Ratio
12.70
TTM Avg
11.34
3Y Avg
8.51
5Y Avg
7.97
Market Cap
$288.65M
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$292.76M
PE Ratio
80.17
TTM Avg
104.30
3Y Avg
104.30
5Y Avg
104.30
Market Cap
$285.82M
PE Ratio
12.51
TTM Avg
12.94
3Y Avg
14.60
5Y Avg
12.60
Market Cap
$285.53M
PE Ratio
11.58
TTM Avg
12.76
3Y Avg
11.64
5Y Avg
10.30
Market Cap
$293.72M
PE Ratio
16.32
TTM Avg
19.02
3Y Avg
29.97
5Y Avg
22.62
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Northern Community Bancorp (FNRN) | $289.58M | 12.70 | 11.34 | 8.51 | 7.97 |
| Oak Valley Bancorp (OVLY)vs › | $290.52M | 12.24 | 11.18 | 9.05 | 9.10 |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | N/A | N/A | N/A | N/A |
| Blue Acquisition Corp. (BACC)vs › | $292.76M | 80.17 | 104.30 | 104.30 | 104.30 |
| Ames National Corporation (ATLO)vs › | $285.82M | 12.51 | 12.94 | 14.60 | 12.60 |
| Franklin Financial Services Corporation (FRAF)vs › | $285.53M | 11.58 | 12.76 | 11.64 | 10.30 |
| First Western Financial, Inc. (MYFW)vs › | $293.72M | 16.32 | 19.02 | 29.97 | 22.62 |
| CPI Card Group Inc. (PMTS)vs › | $285.28M | 21.62 | 15.59 | 14.65 | 13.07 |
| Princeton Bancorp Inc. (BPRN)vs › | $295.06M | 11.40 | 14.94 | 14.76 | 12.15 |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
At 12.7, P/E is above its 20-year median — higher than 68% of readings in its 20-year history.
20-year low
4.9
median
11.3
20-year high
37.3
Trailing P/E
12.7
Forward P/E
N/A
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 12.76 |
| 2026-10-02 | 12.79 |
| 2026-10-01 | 12.69 |
| 2026-09-30 | 12.43 |
| 2026-09-29 | 12.45 |
| 2026-09-28 | 12.40 |
| 2026-09-25 | 12.35 |
| 2026-09-24 | 12.29 |
| 2026-09-23 | 12.29 |
| 2026-09-22 | 12.51 |
| 2026-09-21 | 12.42 |
| 2026-09-18 | 12.42 |
| 2026-09-17 | 12.35 |
| 2026-09-16 | 12.35 |
| 2026-09-15 | 12.50 |
| 2026-09-14 | 12.42 |
| 2026-09-11 | 12.42 |
| 2026-09-10 | 12.42 |
| 2026-09-09 | 12.43 |
| 2026-09-08 | 12.39 |
| 2026-09-04 | 12.48 |
| 2026-09-03 | 12.47 |
| 2026-09-02 | 12.21 |
| 2026-09-01 | 11.96 |
| 2026-08-31 | 11.99 |
| 2026-08-28 | 12.32 |
| 2026-08-27 | 12.09 |
| 2026-08-26 | 12.44 |
| 2026-08-25 | 12.55 |
| 2026-08-24 | 12.56 |
| 2026-08-21 | 12.59 |
| 2026-08-20 | 12.55 |
| 2026-08-19 | 12.55 |
| 2026-08-18 | 12.63 |
| 2026-08-17 | 12.63 |
| 2026-08-14 | 12.63 |
| 2026-08-13 | 12.60 |
| 2026-08-12 | 12.41 |
| 2026-08-11 | 12.47 |
| 2026-08-10 | 12.48 |
| 2026-08-07 | 11.44 |
| 2026-08-06 | 12.28 |
| 2026-08-05 | 12.54 |
| 2026-08-04 | 12.67 |
| 2026-08-03 | 12.67 |
| 2026-07-31 | 12.69 |
| 2026-07-30 | 12.58 |
| 2026-07-29 | 12.90 |
| 2026-07-28 | 12.97 |
| 2026-07-27 | 12.76 |
| 2026-07-24 | 12.62 |
| 2026-07-23 | 12.38 |
| 2026-07-22 | 12.28 |
| 2026-07-21 | 12.37 |
| 2026-07-20 | 12.39 |
| 2026-07-17 | 12.62 |
| 2026-07-16 | 12.84 |
| 2026-07-15 | 12.62 |
| 2026-07-14 | 12.54 |
| 2026-07-13 | 12.54 |
| 2026-07-10 | 12.53 |
| 2026-07-09 | 12.39 |
| 2026-07-08 | 12.14 |
| 2026-07-07 | 12.21 |
| 2026-07-06 | 12.28 |
| 2026-07-02 | 12.29 |
| 2026-07-01 | 12.41 |
| 2026-06-30 | 12.37 |
| 2026-06-29 | 12.19 |
| 2026-06-26 | 12.22 |
| 2026-06-25 | 12.37 |
| 2026-06-24 | 12.37 |
| 2026-06-23 | 12.41 |
| 2026-06-22 | 12.30 |
| 2026-06-18 | 12.69 |
| 2026-06-17 | 12.52 |
| 2026-06-16 | 12.56 |
| 2026-06-15 | 12.43 |
| 2026-06-12 | 12.48 |
| 2026-06-11 | 12.32 |
| 2026-06-10 | 12.30 |
| 2026-06-09 | 12.14 |
| 2026-06-08 | 12.03 |
| 2026-06-05 | 11.90 |
| 2026-06-04 | 11.79 |
| 2026-06-03 | 11.76 |
| 2026-06-02 | 11.81 |
| 2026-06-01 | 11.81 |
| 2026-05-29 | 11.86 |
| 2026-05-28 | 11.86 |
| 2026-05-27 | 11.86 |
| 2026-05-26 | 11.92 |
| 2026-05-22 | 12.02 |
| 2026-05-21 | 12.05 |
| 2026-05-20 | 12.08 |
| 2026-05-19 | 12.10 |
| 2026-05-18 | 12.19 |
| 2026-05-15 | 12.20 |
| 2026-05-14 | 12.27 |
| 2026-05-13 | 12.23 |
| 2026-05-12 | 12.28 |
| 2026-05-11 | 12.31 |
| 2026-05-08 | 12.25 |
| 2026-05-07 | 13.53 |
| 2026-05-06 | 13.32 |
| 2026-05-05 | 13.08 |
| 2026-05-04 | 13.01 |
| 2026-05-01 | 13.01 |
| 2026-04-30 | 12.70 |
| 2026-04-29 | 12.16 |
| 2026-04-28 | 12.10 |
| 2026-04-27 | 12.08 |
| 2026-04-24 | 11.83 |
| 2026-04-23 | 12.02 |
| 2026-04-22 | 12.18 |
| 2026-04-21 | 11.57 |
| 2026-04-20 | 11.64 |
| 2026-04-17 | 11.72 |
| 2026-04-16 | 11.68 |
| 2026-04-15 | 11.68 |
| 2026-04-14 | 11.68 |
| 2026-04-13 | 11.68 |
| 2026-04-10 | 11.81 |
| 2026-04-09 | 11.81 |
| 2026-04-08 | 11.87 |
| 2026-04-07 | 11.90 |
| 2026-04-06 | 11.98 |
| 2026-04-02 | 11.98 |
| 2026-04-01 | 12.02 |
| 2026-03-31 | 12.13 |
| 2026-03-30 | 12.14 |
| 2026-03-27 | 12.14 |
| 2026-03-26 | 12.10 |
| 2026-03-25 | 12.10 |
| 2026-03-24 | 10.80 |
| 2026-03-23 | 10.80 |
| 2026-03-20 | 10.79 |
| 2026-03-19 | 10.79 |
| 2026-03-18 | 10.79 |
| 2026-03-17 | 10.80 |
| 2026-03-16 | 10.76 |
| 2026-03-13 | 10.76 |
| 2026-03-12 | 10.76 |
| 2026-03-11 | 10.76 |
| 2026-03-10 | 10.61 |
| 2026-03-09 | 10.61 |
| 2026-03-06 | 10.69 |
| 2026-03-05 | 10.69 |
| 2026-03-04 | 10.69 |
| 2026-03-03 | 10.65 |
| 2026-03-02 | 10.68 |
| 2026-02-27 | 10.80 |
| 2026-02-26 | 10.64 |
| 2026-02-25 | 10.64 |
| 2026-02-24 | 10.64 |
| 2026-02-23 | 10.65 |
| 2026-02-20 | 10.64 |
| 2026-02-19 | 10.69 |
| 2026-02-18 | 10.69 |
| 2026-02-17 | 10.69 |
| 2026-02-13 | 10.69 |
| 2026-02-12 | 10.61 |
| 2026-02-11 | 10.60 |
| 2026-02-10 | 10.42 |
| 2026-02-09 | 10.43 |
| 2026-02-06 | 10.43 |
| 2026-02-05 | 10.35 |
| 2026-02-04 | 10.18 |
| 2026-02-03 | 10.15 |
| 2026-02-02 | 10.12 |
| 2026-01-30 | 9.89 |
| 2026-01-29 | 9.98 |
| 2026-01-28 | 9.95 |
| 2026-01-27 | 10.45 |
| 2026-01-26 | 10.45 |
| 2026-01-23 | 10.45 |
| 2026-01-22 | 10.46 |
| 2026-01-21 | 10.44 |
| 2026-01-20 | 10.38 |
| 2026-01-16 | 10.38 |
| 2026-01-15 | 10.37 |
| 2026-01-14 | 10.32 |
| 2026-01-13 | 10.32 |
| 2026-01-12 | 10.32 |
| 2026-01-09 | 10.31 |
| 2026-01-08 | 10.31 |
| 2026-01-07 | 10.28 |
| 2026-01-06 | 10.30 |
| 2026-01-05 | 10.31 |
| 2026-01-02 | 10.28 |
| 2025-12-31 | 10.28 |
| 2025-12-30 | 10.29 |
| 2025-12-29 | 10.27 |
| 2025-12-26 | 10.32 |
| 2025-12-24 | 10.34 |
| 2025-12-23 | 10.33 |
| 2025-12-22 | 10.35 |
| 2025-12-19 | 10.35 |
| 2025-12-18 | 10.35 |
| 2025-12-17 | 10.35 |
| 2025-12-16 | 10.35 |
| 2025-12-15 | 10.35 |
| 2025-12-12 | 10.35 |
| 2025-12-11 | 10.35 |
| 2025-12-10 | 10.35 |
| 2025-12-09 | 10.35 |
| 2025-12-08 | 10.35 |
| 2025-12-05 | 10.35 |
| 2025-12-04 | 10.35 |
| 2025-12-03 | 10.35 |
| 2025-12-02 | 10.36 |
| 2025-12-01 | 10.36 |
| 2025-11-28 | 9.81 |
| 2025-11-26 | 9.81 |
| 2025-11-25 | 9.81 |
| 2025-11-24 | 9.81 |
| 2025-11-21 | 9.81 |
| 2025-11-20 | 9.88 |
| 2025-11-19 | 9.68 |
| 2025-11-18 | 9.68 |
| 2025-11-17 | 9.69 |
| 2025-11-14 | 9.65 |
| 2025-11-13 | 9.56 |
| 2025-11-12 | 9.71 |
| 2025-11-11 | 9.56 |
| 2025-11-10 | 9.58 |
| 2025-11-07 | 9.88 |
| 2025-11-06 | 9.88 |
| 2025-11-05 | 9.89 |
| 2025-11-04 | 9.87 |
| 2025-11-03 | 9.91 |
| 2025-10-31 | 9.92 |
| 2025-10-30 | 9.94 |
| 2025-10-29 | 9.82 |
| 2025-10-28 | 9.83 |
| 2025-10-27 | 9.83 |
| 2025-10-24 | 9.83 |
| 2025-10-23 | 9.83 |
| 2025-10-22 | 9.81 |
| 2025-10-21 | 9.81 |
| 2025-10-20 | 9.81 |
| 2025-10-17 | 9.81 |
| 2025-10-16 | 9.81 |
| 2025-10-15 | 9.81 |
| 2025-10-14 | 9.81 |
| 2025-10-13 | 9.63 |
| 2025-10-10 | 9.52 |
| 2025-10-09 | 9.60 |
| 2025-10-08 | 9.63 |
| 2025-10-07 | 9.62 |
| 2025-10-06 | 9.61 |
| 2025-10-03 | 9.60 |
| 2025-10-02 | 9.61 |
| 2025-10-01 | 9.61 |
| 2025-09-30 | 9.61 |
| 2025-09-29 | 9.61 |
| 2025-09-26 | 9.61 |
| 2025-09-25 | 9.61 |
| 2025-09-24 | 9.60 |
| 2025-09-23 | 9.60 |
Showing the most recent 260 of 4,491 data points. The chart above shows the full history.
