Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.12%.
YIELD ON COST (YOC)
3.12%
FDBC now pays $1.72 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-06) | $22.84 | 7.53% |
| 5 years ago(2021-10-08) | $51.70 | 3.33% |
| 3 years ago(2023-10-02) | $43.43 | 3.96% |
| 1 year ago(2025-10-06) | $44.05 | 3.90% |
| Buying today(at $55.01) | $55.01 | 3.12% |
Projection: starting from today's 3.12% yield, assuming the dividend keeps compounding at 7.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.12%
In 3 years
3.86%
In 5 years
4.44%
In 10 years
6.31%
Try your own purchase price, dividend and growth rate for Fidelity D & D Bancorp, Inc. (FDBC).
Starting Yield
3.13%
Ending YOC
9.14%
Year 15 Dividend
$5.03
Cum. Dividends Recd.
$47.92
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.72 | N/A | 3.13% | $0.00 |
| Year 1 | $1.85 | +7.41% | 3.36% | $1.85 |
| Year 2 | $1.98 | +7.41% | 3.61% | $3.83 |
| Year 3 | $2.13 | +7.41% | 3.87% | $5.96 |
| Year 4 | $2.29 | +7.41% | 4.16% | $8.25 |
| Year 5 | $2.46 | +7.41% | 4.47% | $10.71 |
| Year 6 | $2.64 | +7.41% | 4.80% | $13.35 |
| Year 7 | $2.84 | +7.41% | 5.16% | $16.19 |
| Year 8 | $3.05 | +7.41% | 5.54% | $19.24 |
| Year 9 | $3.27 | +7.41% | 5.95% | $22.51 |
| Year 10 | $3.52 | +7.41% | 6.39% | $26.02 |
| Year 11 | $3.78 | +7.41% | 6.86% | $29.80 |
| Year 12 | $4.06 | +7.41% | 7.37% | $33.86 |
| Year 13 | $4.36 | +7.41% | 7.92% | $38.21 |
| Year 14 | $4.68 | +7.41% | 8.51% | $42.89 |
| Year 15 | $5.03 | +7.41% | 9.14% | $47.92 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
