Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 3.47% is 196% above its 5-year average of -3.60%, near the high end of its 5-year range (-17.46%–5.46%).
As of the fiscal period ended Tuesday, June 30, 2026. 17.82% below its 12-month average of 4.22%.
Trailing-twelve-month return on invested capital at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 3.47%.
RETURN ON INVESTED CAPITAL (ROIC)
3.47%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
4.22%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
0.15%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
-3.60%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
-3.33%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
-1.14%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
1.14%
CURRENT VS TTM AVG
-17.82%
CURRENT VS 3Y AVG
+2244.63%
CURRENT VS 5Y AVG
+196.26%
CURRENT VS 10Y AVG
+204.10%
CURRENT VS 15Y AVG
+404.13%
CURRENT VS 20Y AVG
+204.20%
SECTOR MEDIAN · FINANCIAL SERVICES
-0.47%
median of 128 covered companies
CURRENT VS SECTOR MEDIAN
+829.99%
vs the sector median at left
eHealth, Inc.
Market Cap
$22.35M
Return on Invested Capital (ROIC)
3.47%
TTM Avg
4.22%
3Y Avg
0.15%
5Y Avg
-3.60%
Market Cap
$20.89M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.22M
Return on Invested Capital (ROIC)
-10.74%
TTM Avg
-12.22%
3Y Avg
-12.22%
5Y Avg
-12.22%
Market Cap
$25.27M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.50M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.90M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$17.82M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$29.46M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$14.07M
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| eHealth, Inc. (EHTH) | $22.35M | 3.47% | 4.22% | 0.15% | -3.60% |
| MDB Capital Holdings, LLC Class A common (MDBH)vs › | $20.89M | N/A | N/A | N/A | N/A |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.22M | -10.74% | -12.22% | -12.22% | -12.22% |
| Beeline Holdings Inc. (BLNE)vs › | $25.27M | N/A | N/A | N/A | N/A |
| Atlantic American Corporation (AAME)vs › | $25.50M | N/A | N/A | N/A | N/A |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $25.90M | N/A | N/A | N/A | N/A |
| Binah Capital Group, Inc. (BCG)vs › | $17.82M | N/A | N/A | N/A | N/A |
| Fold Holdings, Inc. (FLD)vs › | $29.46M | N/A | N/A | N/A | N/A |
| Garden Stage Limited (GSIW)vs › | $14.07M | N/A | N/A | N/A | N/A |
| BayFirst Financial Corp. (BAFN)vs › | $30.80M | N/A | N/A | N/A | N/A |
ROIC
3.5%
ROE
5.0%
ROIC = NOPAT / Invested Capital, where NOPAT = Operating Income × (1 − effective tax rate) and Invested Capital = Total Assets − (Current Liabilities − Short-Term Debt)
Return on invested capital measures the after-tax operating return a company earns on the capital invested in the business. TGMCharts computes it from reported statements: trailing-twelve-month operating income after tax, over invested capital at the latest balance sheet — total assets less the non-interest-bearing current liabilities (payables, accruals, deferred revenue) that fund them; short-term debt stays in the capital base. The tax rate is the period's own effective rate (income tax ÷ pretax income), capped at 45%; when pretax income is zero or negative, or the tax line is a net benefit, no tax is deducted — the operating figure is shown untaxed rather than adjusted by an assumed rate. Not shown for banks, insurers or funds.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2026-06-30 | 3.47% |
| 2026-03-31 | 3.79% |
| 2025-12-31 | 3.99% |
| 2025-09-30 | 5.46% |
| 2025-06-30 | 4.39% |
| 2025-03-31 | 3.05% |
| 2024-12-31 | 1.22% |
| 2024-09-30 | -3.13% |
| 2024-06-30 | -2.61% |
| 2024-03-31 | -2.37% |
| 2023-12-31 | -2.81% |
| 2023-09-30 | -5.93% |
| 2023-06-30 | -6.60% |
| 2023-03-31 | -8.33% |
| 2022-12-31 | -9.76% |
| 2022-09-30 | -16.48% |
| 2022-06-30 | -17.46% |
| 2022-03-31 | -14.94% |
| 2021-12-31 | -11.70% |
| 2021-09-30 | -1.15% |
| 2021-06-30 | 2.25% |
| 2021-03-31 | 4.25% |
| 2020-12-31 | 4.70% |
| 2020-09-30 | 8.42% |
| 2020-06-30 | 8.50% |
| 2020-03-31 | 8.23% |
| 2019-12-31 | 10.37% |
| 2019-09-30 | -0.02% |
| 2019-06-30 | 0.90% |
| 2019-03-31 | 0.01% |
| 2018-12-31 | 0.37% |
| 2018-09-30 | -19.19% |
| 2018-06-30 | -18.69% |
| 2018-03-31 | -16.13% |
| 2017-12-31 | -16.08% |
| 2017-09-30 | -58.47% |
| 2017-06-30 | -38.48% |
| 2017-03-31 | -29.44% |
| 2016-12-31 | -7.23% |
| 2016-09-30 | -1.49% |
| 2016-06-30 | 8.26% |
| 2016-03-31 | 15.18% |
| 2015-12-31 | -6.94% |
| 2015-09-30 | -7.59% |
| 2015-06-30 | -7.03% |
| 2015-03-31 | -7.11% |
| 2014-12-31 | -8.46% |
| 2014-09-30 | 2.35% |
| 2014-06-30 | 0.46% |
| 2014-03-31 | -2.34% |
| 2013-12-31 | 1.47% |
| 2013-09-30 | 4.58% |
| 2013-06-30 | 4.79% |
| 2013-03-31 | 4.79% |
| 2012-12-31 | 4.21% |
| 2012-09-30 | 4.48% |
| 2012-06-30 | 4.25% |
| 2012-03-31 | 4.66% |
| 2011-12-31 | 4.56% |
| 2011-09-30 | 8.55% |
| 2011-06-30 | 9.47% |
| 2011-03-31 | 10.12% |
| 2010-12-31 | 10.81% |
| 2010-09-30 | 8.11% |
| 2010-06-30 | 8.46% |
| 2010-03-31 | 9.33% |
| 2009-12-31 | 9.59% |
| 2009-09-30 | 9.29% |
| 2009-06-30 | 7.67% |
| 2009-03-31 | 7.91% |
| 2008-12-31 | 7.75% |
| 2008-09-30 | 13.21% |
| 2008-06-30 | 13.83% |
| 2008-03-31 | 12.80% |
| 2007-12-31 | 11.76% |
| 2007-09-30 | 12.96% |
| 2007-06-30 | 11.67% |
| 2007-03-31 | 9.76% |
| 2006-12-31 | 8.30% |
| 2006-09-30 | -177.67% |
| 2006-06-30 | -149.37% |
| 2006-03-31 | -94.71% |
| 2005-12-31 | 1.36% |
