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Discover Financial Services (DFS)
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Discover Financial Services (DFS) Net Income

The annual net income for Discover Financial Services (DFS) is $4.54 Billion with a year-over-year change of +62.20%. Net income represents the company's bottom line profit after all expenses, taxes, and interest.

Annual Net Income (TTM)

$4.54B

$4.54 Billion

Year-over-Year Change

+62.20%

vs. $2.80B prior year

Net Income CAGR

+17.51%

5 Year compound annual growth rate

Net Income CAGR (Compound Annual Growth Rate)

1 Year

+69.92%

3 Year

(1.45%)

5 Year

+17.51%

10 Year

+7.98%

15 Year

+11.03%

20 Year

N/A

CAGR shows the annualized growth rate over the specified period, smoothing out year-to-year volatility.

Annual Net Income History

YearNet IncomeYoY Change% Change
2024$4.54B+$1.74B+62.20%
2023$2.80B($1.58B)(36.08%)
2022$4.37B($1.05B)(19.33%)
2021$5.42B+$4.28B+375.20%
2020$1.14B($1.82B)(61.41%)
2019$2.96B+$215.00M+7.84%
2018$2.74B+$643.00M+30.63%
2017$2.10B($294.00M)(12.29%)
2016$2.39B+$96.00M+4.18%
2015$2.30B($26.00M)(1.12%)

Net Income Growth Summary

TTM Growth

+69.92%

3-Year Avg Growth

(1.45%)

5-Year Avg Growth

+17.51%

Data as of Wednesday, June 10, 2026

About Discover Financial Services

Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.

Riverwoods, IL
21,000 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
J. Michael Shepherd