Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.02%.
YIELD ON COST (YOC)
3.02%
CTBI now pays $2.30 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $36.38 | 6.32% |
| 5 years ago(2021-09-30) | $42.10 | 5.46% |
| 3 years ago(2023-10-03) | $34.24 | 6.72% |
| 1 year ago(2025-10-07) | $55.17 | 4.17% |
| Buying today(at $76.05) | $76.05 | 3.02% |
Projection: starting from today's 3.02% yield, assuming the dividend keeps compounding at 6.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.02%
In 3 years
3.62%
In 5 years
4.09%
In 10 years
5.54%
Try your own purchase price, dividend and growth rate for Community Trust Bancorp, Inc. (CTBI).
Starting Yield
3.02%
Ending YOC
6.75%
Year 15 Dividend
$5.13
Cum. Dividends Recd.
$54.37
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.30 | N/A | 3.02% | $0.00 |
| Year 1 | $2.43 | +5.50% | 3.19% | $2.43 |
| Year 2 | $2.56 | +5.50% | 3.37% | $4.99 |
| Year 3 | $2.70 | +5.50% | 3.55% | $7.69 |
| Year 4 | $2.85 | +5.50% | 3.75% | $10.54 |
| Year 5 | $3.01 | +5.50% | 3.95% | $13.54 |
| Year 6 | $3.17 | +5.50% | 4.17% | $16.71 |
| Year 7 | $3.35 | +5.50% | 4.40% | $20.06 |
| Year 8 | $3.53 | +5.50% | 4.64% | $23.59 |
| Year 9 | $3.72 | +5.50% | 4.90% | $27.31 |
| Year 10 | $3.93 | +5.50% | 5.17% | $31.24 |
| Year 11 | $4.14 | +5.50% | 5.45% | $35.39 |
| Year 12 | $4.37 | +5.50% | 5.75% | $39.76 |
| Year 13 | $4.61 | +5.50% | 6.07% | $44.37 |
| Year 14 | $4.87 | +5.50% | 6.40% | $49.24 |
| Year 15 | $5.13 | +5.50% | 6.75% | $54.37 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
