Capital One Financial Corporation (COF) Operating Cash Flow CAGR:46.72%(TTM)
Operating cash flow CAGR uses precomputed cash-flow statement history (cash from operations, before capital expenditures).
Over longer horizons, Capital One Financial Corporation's Operating Cash Flow CAGR averages 19.87% over 3 years and 17.60% over 5 years.The TTM figure compares the trailing 12 months (sum of the latest four quarters) with the 12 months before that. Rows in the history table compare fiscal years, and the quarterly table compares single quarters; the three measure different windows and will differ. Operating cash flow CAGR measures the compound annual growth rate of the cash Capital One Financial Corporation generates from its core business operations, before capital expenditures, computed from rolling-twelve-month cash-flow statement history.
COF Operating Cash Flow CAGR Chart
Capital One Financial Corporation (COF)
COF Quarterly Operating Cash Flow Growth (YoY)
Operating Cash Flow growth vs the same quarter one year earlier, last 20 quarters.
COF Operating Cash Flow CAGR History
| Year | Start OCF | End OCF | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2025 | $18.16B | $27.72B | +$9.56B | +52.64% | +52.64% |
| 2024 | $20.57B | $18.16B | $-2.42B | -11.74% | -11.74% |
| 2023 | $13.81B | $20.57B | +$6.77B | +49.00% | +49.00% |
| 2022 | $12.31B | $13.81B | +$1.50B | +12.18% | +12.18% |
| 2021 | $16.70B | $12.31B | $-4.39B | -26.28% | -26.28% |
| 2020 | $16.64B | $16.70B | +$60.00M | +0.36% | +0.36% |
| 2019 | $12.98B | $16.64B | +$3.66B | +28.21% | +28.21% |
| 2018 | $14.18B | $12.98B | $-1.20B | -8.49% | -8.49% |
| 2017 | $11.86B | $14.18B | +$2.33B | +19.62% | +19.62% |
| 2016 | $10.13B | $11.86B | +$1.73B | +17.07% | +17.07% |
| 2015 | $9.30B | $10.13B | +$823.00M | +8.85% | +8.85% |
| 2014 | $9.98B | $9.30B | $-680.00M | -6.81% | -6.81% |
| 2013 | $9.06B | $9.98B | +$924.00M | +10.20% | +10.20% |
| 2012 | $7.46B | $9.06B | +$1.60B | +21.53% | +21.53% |
| 2011 | $8.14B | $7.46B | $-687.00M | -8.44% | -8.44% |
| 2010 | $2.80B | $8.14B | +$5.35B | +191.10% | +191.10% |
| 2009 | $3.48B | $2.80B | $-686.03M | -19.70% | -19.70% |
| 2008 | $13.01B | $3.48B | $-9.53B | -73.23% | -73.23% |
| 2007 | $3.38B | $13.01B | +$9.63B | +285.30% | +285.30% |
| 2006 | $3.63B | $3.38B | $-255.31M | -7.03% | -7.03% |
| 2005 | $4.53B | $3.63B | $-895.71M | -19.78% | -19.78% |
| 2004 | $2.03B | $4.53B | +$2.50B | +123.28% | +123.28% |
| 2003 | $2.28B | $2.03B | $-247.93M | -10.89% | -10.89% |
| 2002 | $1.27B | $2.28B | +$1.01B | +79.51% | +79.51% |
| 2001 | $1.40B | $1.27B | $-128.33M | -9.19% | -9.19% |
| 2000 | $1.27B | $1.40B | +$123.78M | +9.73% | +9.73% |
| 1999 | $780.60M | $1.27B | +$491.70M | +62.99% | +62.99% |
| 1998 | $508.60M | $780.60M | +$272.00M | +53.48% | +53.48% |
| 1997 | $275.30M | $508.60M | +$233.30M | +84.74% | +84.74% |
Quarterly Operating Cash Flow: QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2026 | $6.02B | -23.1% | +29.1% |
| Q4 2025 | $7.83B | -14.5% | +219.9% |
| Q3 2025 | $9.15B | +50.9% | +41.7% |
| Q2 2025 | $6.07B | +30.0% | -2.8% |
| Q1 2025 | $4.67B | +90.6% | +55.0% |
| Q4 2024 | $2.45B | -62.1% | -65.5% |
| Q3 2024 | $6.46B | +3.4% | -9.4% |
| Q2 2024 | $6.24B | +107.4% | +86.1% |
| Q1 2024 | $3.01B | -57.6% | +0.6% |
| Q4 2023 | $7.10B | -0.4% | -13.0% |
| Q3 2023 | $7.13B | +112.6% | +156.7% |
| Q2 2023 | $3.35B | +12.1% | +13.5% |
| Q1 2023 | $2.99B | -63.3% | — |
| Q4 2022 | $8.16B | +193.7% | +75.0% |
| Q3 2022 | $2.78B | -6.0% | +42.1% |
| Q2 2022 | $2.95B | — | -27.2% |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About Capital One Financial Corporation
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Richard D. Fairbank