Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 7.95% is 98% below its 5-year average of 429.29%, near the low end of its 5-year range (-7.45%–1104.42%).
As of the fiscal period ended Wednesday, December 31, 2025. 3080.00% above its 12-month average of 0.25%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
7.95%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
0.25%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
430.60%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
429.29%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
266.56%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
2.86%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
3.46%
CURRENT VS TTM AVG
+3080.00%
CURRENT VS 3Y AVG
-98.15%
CURRENT VS 5Y AVG
-98.15%
CURRENT VS 10Y AVG
-97.02%
CURRENT VS 15Y AVG
+178.13%
CURRENT VS 20Y AVG
+130.10%
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+24.61%
vs the sector median at left
Chubb Limited
Market Cap
$139.53B
Return on Invested Capital (ROIC)
7.95%
TTM Avg
0.25%
3Y Avg
430.60%
5Y Avg
429.29%
Market Cap
$126.21B
Return on Invested Capital (ROIC)
9.22%
TTM Avg
8.68%
3Y Avg
7.44%
5Y Avg
15.06%
Market Cap
$124.44B
Return on Invested Capital (ROIC)
1.09%
TTM Avg
2.42%
3Y Avg
3.67%
5Y Avg
4.54%
Market Cap
$124.32B
Return on Invested Capital (ROIC)
20.74%
TTM Avg
20.27%
3Y Avg
13.25%
5Y Avg
11.30%
Market Cap
$156.13B
Return on Invested Capital (ROIC)
13.61%
TTM Avg
13.49%
3Y Avg
10.21%
5Y Avg
13.53%
Market Cap
$158.53B
Return on Invested Capital (ROIC)
17.47%
TTM Avg
19.64%
3Y Avg
19.13%
5Y Avg
15.33%
Market Cap
$160.74B
Return on Invested Capital (ROIC)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$163.62B
Return on Invested Capital (ROIC)
3.67%
TTM Avg
4.00%
3Y Avg
4.11%
5Y Avg
3.80%
Market Cap
$109.07B
Return on Invested Capital (ROIC)
6.38%
TTM Avg
5.37%
3Y Avg
4.10%
5Y Avg
3.98%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Chubb Limited (CB) | $139.53B | 7.95% | 0.25% | 430.60% | 429.29% |
| S&P Global Inc. (SPGI)vs › | $126.21B | 9.22% | 8.68% | 7.44% | 15.06% |
| Capital One Financial Corporation (COF)vs › | $124.44B | 1.09% | 2.42% | 3.67% | 4.54% |
| The Progressive Corporation (PGR)vs › | $124.32B | 20.74% | 20.27% | 13.25% | 11.30% |
| Blackstone Inc. (BX)vs › | $156.13B | 13.61% | 13.49% | 10.21% | 13.53% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $158.53B | 17.47% | 19.64% | 19.13% | 15.33% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $160.74B | N/A | N/A | N/A | N/A |
| BlackRock, Inc. (BLK)vs › | $163.62B | 3.67% | 4.00% | 4.11% | 3.80% |
| Bank of New York Mellon Corp (BNY)vs › | $109.07B | 6.38% | 5.37% | 4.10% | 3.98% |
| The Charles Schwab Corporation (SCHW)vs › | $177.34B | 9.50% | 7.55% | 7.32% | 6.89% |
ROIC
8.0%
ROE
14.9%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 7.95% |
| 2024-12-31 | -7.45% |
| 2023-12-31 | 617.47% |
| 2022-12-31 | 1104.42% |
| 2021-12-31 | 853.35% |
| 2020-12-31 | 0.00% |
| 2019-12-31 | 342.88% |
| 2018-12-31 | 3.51% |
| 2017-12-31 | 3.33% |
| 2016-12-31 | 3.88% |
| 2015-12-31 | 2.85% |
| 2014-12-31 | 2.90% |
| 2013-12-31 | 3.98% |
| 2012-12-31 | 4.88% |
| 2011-12-31 | 2.70% |
| 2010-12-31 | 5.77% |
| 2009-12-31 | 3.27% |
| 2008-12-31 | 1.66% |
| 2007-12-31 | 3.56% |
| 2006-12-31 | 3.40% |
| 2005-12-31 | 1.64% |
| 2004-12-31 | -11.01% |
| 2003-12-31 | 15.96% |
| 2002-12-31 | -0.26% |
| 2001-12-31 | 0.42% |
| 2000-12-31 | 2.07% |
| 1999-12-31 | 1.49% |
| 1998-09-30 | 12.88% |
| 1997-09-30 | 19.34% |
| 1996-09-30 | 15.88% |
