Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.81%.
YIELD ON COST (YOC)
1.81%
C now pays $2.47 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-12) | $47.79 | 5.17% |
| 5 years ago(2021-09-08) | $70.04 | 3.53% |
| 3 years ago(2023-09-11) | $40.59 | 6.09% |
| 1 year ago(2025-09-03) | $95.03 | 2.60% |
| Buying today(at $138.01) | $138.01 | 1.81% |
Projection: starting from today's 1.81% yield, assuming the dividend keeps compounding at 3.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.81%
In 3 years
1.99%
In 5 years
2.12%
In 10 years
2.49%
Try your own purchase price, dividend and growth rate for Citigroup Inc. (C).
Starting Yield
1.79%
Ending YOC
2.63%
Year 15 Dividend
$3.64
Cum. Dividends Recd.
$45.81
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.47 | N/A | 1.79% | $0.00 |
| Year 1 | $2.53 | +2.61% | 1.84% | $2.53 |
| Year 2 | $2.60 | +2.61% | 1.88% | $5.14 |
| Year 3 | $2.67 | +2.61% | 1.93% | $7.80 |
| Year 4 | $2.74 | +2.61% | 1.98% | $10.54 |
| Year 5 | $2.81 | +2.61% | 2.04% | $13.35 |
| Year 6 | $2.88 | +2.61% | 2.09% | $16.23 |
| Year 7 | $2.96 | +2.61% | 2.14% | $19.19 |
| Year 8 | $3.04 | +2.61% | 2.20% | $22.23 |
| Year 9 | $3.11 | +2.61% | 2.26% | $25.34 |
| Year 10 | $3.20 | +2.61% | 2.32% | $28.54 |
| Year 11 | $3.28 | +2.61% | 2.38% | $31.82 |
| Year 12 | $3.36 | +2.61% | 2.44% | $35.18 |
| Year 13 | $3.45 | +2.61% | 2.50% | $38.64 |
| Year 14 | $3.54 | +2.61% | 2.57% | $42.18 |
| Year 15 | $3.64 | +2.61% | 2.63% | $45.81 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
