Bill.com Holdings, Inc. (BILL) DCF Valuation
Two independent models estimate Bill.com Holdings, Inc.'s fair value between $23.08 (conservative case) and $97.08 (analyst consensus).
What would today's price require?
$32.39 is justified only if free cash flow grows about +8.8% a year for the next decade — slower than the company has actually grown.
Current Price
$32.39
Fair-Value Range
$23.08 – $97.08
Market-Implied Growth
+8.8%/yr
vs +77.3% 5Y actual
BILL DCF Fair Value Calculator
Edit the assumptions to see how they change the estimated fair value. Illustrative model — not investment advice. Defaults to a conservative base case; the analyst (FMP) DCF, where available, is shown as a reference below.
Base inputs: FCF $172.6M · 0.10B shares · net debt $574.5M
Estimated Fair Value
$23.08
-28.7% vs $32.39
Sensitivity — fair value by discount rate × terminal growth
How the estimated fair value shifts with the discount rate (WACC) and terminal growth, holding your 5.0%/yr FCF growth and 10-year horizon fixed. Green = above today's $32.39; red = below. Your current case is outlined.
| WACC ↓ / Terminal → | 1.50% | 2.00% | 2.50% | 3.00% | 3.50% |
|---|---|---|---|---|---|
| 8.0% | $30.11 | $31.96 | $34.14 | $36.76 | $39.95 |
| 9.0% | $25.03 | $26.30 | $27.75 | $29.45 | $31.46 |
| 10.0% | $21.17 | $22.06 | $23.08 | $24.24 | $25.58 |
| 11.0% | $18.13 | $18.78 | $19.52 | $20.35 | $21.28 |
| 12.0% | $15.68 | $16.17 | $16.72 | $17.32 | $18.00 |
About Bill.com Holdings, Inc.
Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools. These offerings empower businesses to fully automate both accounts payable and accounts receivable processes, foster seamless connections with their suppliers and clients, abolish traditional expense reports, optimize cash flow, and significantly enhance overall office efficiency. Beyond its core products, Bill.com also furnishes comprehensive support services, covering initial implementation assistance, ongoing technical help, and educational training. Its diverse client base encompasses accounting firms, financial service organizations, and various software enterprises. Established in 2006, Bill.com Holdings, Inc. maintains its corporate headquarters in San Jose, California.
- Sector
- Technology
- Industry
- Software - Application
- CEO
- Rene A. Lacerte