Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 6.71%.
YIELD ON COST (YOC)
6.71%
BANFP now pays $1.80 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-06) | $27.61 | 6.52% |
| 5 years ago(2021-10-08) | $27.26 | 6.60% |
| 3 years ago(2023-10-03) | $26.05 | 6.91% |
| 1 year ago(2025-10-07) | $25.80 | 6.98% |
| Buying today(at $26.60) | $26.60 | 6.71% |
Projection: starting from today's 6.71% yield, assuming the dividend keeps compounding at 0.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
6.71%
In 3 years
6.71%
In 5 years
6.71%
In 10 years
6.71%
Try your own purchase price, dividend and growth rate for BFC Capital Trust II PFD TR 7.20% (BANFP).
Starting Yield
6.77%
Ending YOC
17.40%
Year 15 Dividend
$4.63
Cum. Dividends Recd.
$46.36
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.80 | N/A | 6.77% | $0.00 |
| Year 1 | $1.92 | +6.50% | 7.21% | $1.92 |
| Year 2 | $2.04 | +6.50% | 7.68% | $3.96 |
| Year 3 | $2.17 | +6.50% | 8.17% | $6.13 |
| Year 4 | $2.32 | +6.50% | 8.71% | $8.45 |
| Year 5 | $2.47 | +6.50% | 9.27% | $10.91 |
| Year 6 | $2.63 | +6.50% | 9.87% | $13.54 |
| Year 7 | $2.80 | +6.50% | 10.52% | $16.34 |
| Year 8 | $2.98 | +6.50% | 11.20% | $19.32 |
| Year 9 | $3.17 | +6.50% | 11.93% | $22.49 |
| Year 10 | $3.38 | +6.50% | 12.70% | $25.87 |
| Year 11 | $3.60 | +6.50% | 13.53% | $29.47 |
| Year 12 | $3.83 | +6.50% | 14.41% | $33.30 |
| Year 13 | $4.08 | +6.50% | 15.34% | $37.38 |
| Year 14 | $4.35 | +6.50% | 16.34% | $41.73 |
| Year 15 | $4.63 | +6.50% | 17.40% | $46.36 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
