Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.09%.
YIELD ON COST (YOC)
1.09%
AXP now pays $3.54 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-12) | $65.90 | 5.37% |
| 5 years ago(2021-09-08) | $158.93 | 2.23% |
| 3 years ago(2023-09-11) | $157.83 | 2.24% |
| 1 year ago(2025-09-03) | $323.71 | 1.09% |
| Buying today(at $322.61) | $322.61 | 1.09% |
Projection: starting from today's 1.09% yield, assuming the dividend keeps compounding at 16.2% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.09%
In 3 years
1.71%
In 5 years
2.32%
In 10 years
4.97%
Try your own purchase price, dividend and growth rate for American Express Company (AXP).
Starting Yield
1.10%
Ending YOC
6.81%
Year 15 Dividend
$21.96
Cum. Dividends Recd.
$160.81
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.54 | N/A | 1.10% | $0.00 |
| Year 1 | $4.00 | +12.94% | 1.24% | $4.00 |
| Year 2 | $4.52 | +12.94% | 1.40% | $8.51 |
| Year 3 | $5.10 | +12.94% | 1.58% | $13.61 |
| Year 4 | $5.76 | +12.94% | 1.79% | $19.37 |
| Year 5 | $6.50 | +12.94% | 2.02% | $25.88 |
| Year 6 | $7.35 | +12.94% | 2.28% | $33.22 |
| Year 7 | $8.30 | +12.94% | 2.57% | $41.52 |
| Year 8 | $9.37 | +12.94% | 2.90% | $50.89 |
| Year 9 | $10.58 | +12.94% | 3.28% | $61.48 |
| Year 10 | $11.95 | +12.94% | 3.71% | $73.43 |
| Year 11 | $13.50 | +12.94% | 4.18% | $86.93 |
| Year 12 | $15.25 | +12.94% | 4.73% | $102.18 |
| Year 13 | $17.22 | +12.94% | 5.34% | $119.40 |
| Year 14 | $19.45 | +12.94% | 6.03% | $138.84 |
| Year 15 | $21.96 | +12.94% | 6.81% | $160.81 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
