Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 11.25%.
YIELD ON COST (YOC)
11.25%
AMSF now pays $2.62 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $58.52 | 4.48% |
| 5 years ago(2021-10-06) | $57.11 | 4.59% |
| 3 years ago(2023-10-09) | $51.66 | 5.07% |
| 1 year ago(2025-10-03) | $43.13 | 6.07% |
| Buying today(at $23.35) | $23.35 | 11.25% |
Projection: starting from today's 11.25% yield, assuming the dividend keeps compounding at 21.9% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
11.25%
In 3 years
20.38%
In 5 years
30.27%
In 10 years
81.43%
Try your own purchase price, dividend and growth rate for AMERISAFE, Inc. (AMSF).
Starting Yield
11.22%
Ending YOC
149.44%
Year 15 Dividend
$34.89
Cum. Dividends Recd.
$203.57
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.62 | N/A | 11.22% | $0.00 |
| Year 1 | $3.11 | +18.84% | 13.33% | $3.11 |
| Year 2 | $3.70 | +18.84% | 15.85% | $6.81 |
| Year 3 | $4.40 | +18.84% | 18.83% | $11.21 |
| Year 4 | $5.23 | +18.84% | 22.38% | $16.44 |
| Year 5 | $6.21 | +18.84% | 26.60% | $22.65 |
| Year 6 | $7.38 | +18.84% | 31.61% | $30.03 |
| Year 7 | $8.77 | +18.84% | 37.56% | $38.80 |
| Year 8 | $10.42 | +18.84% | 44.64% | $49.22 |
| Year 9 | $12.39 | +18.84% | 53.05% | $61.61 |
| Year 10 | $14.72 | +18.84% | 63.04% | $76.33 |
| Year 11 | $17.49 | +18.84% | 74.92% | $93.82 |
| Year 12 | $20.79 | +18.84% | 89.04% | $114.61 |
| Year 13 | $24.71 | +18.84% | 105.81% | $139.32 |
| Year 14 | $29.36 | +18.84% | 125.75% | $168.68 |
| Year 15 | $34.89 | +18.84% | 149.44% | $203.57 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
