Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 5.25% is 24% below its 5-year average of 6.87%, near the low end of its 5-year range (5.05%–8.22%).
As of the fiscal period ended Wednesday, December 31, 2025. 1.94% above its 12-month average of 5.15%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
5.25%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
5.15%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
6.33%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
6.87%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
6.63%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
6.92%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
7.10%
CURRENT VS TTM AVG
+1.94%
CURRENT VS 3Y AVG
-17.09%
CURRENT VS 5Y AVG
-23.56%
CURRENT VS 10Y AVG
-20.80%
CURRENT VS 15Y AVG
-24.08%
CURRENT VS 20Y AVG
-26.03%
SECTOR MEDIAN · FINANCIAL SERVICES
6.38%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-17.71%
vs the sector median at left
Arthur J. Gallagher & Co.
Market Cap
$63.65B
Return on Invested Capital (ROIC)
5.25%
TTM Avg
5.15%
3Y Avg
6.33%
5Y Avg
6.87%
Market Cap
$63.93B
Return on Invested Capital (ROIC)
3.37%
TTM Avg
1.69%
3Y Avg
0.84%
5Y Avg
0.98%
Market Cap
$64.49B
Return on Invested Capital (ROIC)
3.61%
TTM Avg
1.79%
3Y Avg
1.78%
5Y Avg
2.63%
Market Cap
$61.02B
Return on Invested Capital (ROIC)
0.72%
TTM Avg
0.89%
3Y Avg
0.86%
5Y Avg
230.58%
Market Cap
$66.92B
Return on Invested Capital (ROIC)
20.79%
TTM Avg
12.46%
3Y Avg
5.83%
5Y Avg
5.47%
Market Cap
$68.24B
Return on Invested Capital (ROIC)
16.31%
TTM Avg
16.68%
3Y Avg
9.88%
5Y Avg
2.77%
Market Cap
$70.69B
Return on Invested Capital (ROIC)
7.24%
TTM Avg
6.91%
3Y Avg
3.79%
5Y Avg
4.20%
Market Cap
$74.01B
Return on Invested Capital (ROIC)
14.45%
TTM Avg
39.92%
3Y Avg
70.92%
5Y Avg
49.63%
Market Cap
$52.03B
Return on Invested Capital (ROIC)
8.90%
TTM Avg
6.99%
3Y Avg
6.18%
5Y Avg
5.74%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Arthur J. Gallagher & Co. (AJG) | $63.65B | 5.25% | 5.15% | 6.33% | 6.87% |
| Aflac Incorporated (AFL)vs › | $63.93B | 3.37% | 1.69% | 0.84% | 0.98% |
| Truist Financial Corporation (TFC)vs › | $64.49B | 3.61% | 1.79% | 1.78% | 2.63% |
| MetLife, Inc. (MET)vs › | $61.02B | 0.72% | 0.89% | 0.86% | 230.58% |
| The Allstate Corporation (ALL)vs › | $66.92B | 20.79% | 12.46% | 5.83% | 5.47% |
| Nu Holdings Ltd. (NU)vs › | $68.24B | 16.31% | 16.68% | 9.88% | 2.77% |
| Apollo Global Management, Inc. (APO)vs › | $70.69B | 7.24% | 6.91% | 3.79% | 4.20% |
| Brookfield Asset Management Ltd. (BAM)vs › | $74.01B | 14.45% | 39.92% | 70.92% | 49.63% |
| Fifth Third Bancorp (FITB)vs › | $52.03B | 8.90% | 6.99% | 6.18% | 5.74% |
| Nasdaq, Inc. (NDAQ)vs › | $51.48B | 8.26% | 7.15% | 7.18% | 7.40% |
ROIC
5.3%
ROE
6.8%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 5.25% |
| 2024-12-31 | 5.05% |
| 2023-12-31 | 7.05% |
| 2022-12-31 | 7.98% |
| 2021-12-31 | 7.66% |
| 2020-12-31 | 8.22% |
| 2019-12-31 | 6.48% |
| 2018-12-31 | 6.74% |
| 2017-12-31 | 6.07% |
| 2016-12-31 | 6.27% |
| 2015-12-31 | 6.15% |
| 2014-12-31 | 6.00% |
| 2013-12-31 | 7.97% |
| 2012-12-31 | 7.44% |
| 2011-12-31 | 6.95% |
| 2010-12-31 | 9.36% |
| 2009-12-31 | 8.65% |
| 2008-12-31 | 8.47% |
| 2007-12-31 | 12.60% |
| 2006-12-31 | 13.18% |
| 2005-12-31 | 15.42% |
| 2004-12-31 | 18.47% |
| 2003-12-31 | 17.44% |
| 2002-12-31 | 17.93% |
| 2001-12-31 | 33.21% |
| 2000-12-31 | 27.87% |
| 1999-12-31 | 32.21% |
| 1998-12-31 | 20.70% |
| 1997-12-31 | 32.73% |
| 1996-12-31 | 19.42% |
