American International Group, Inc. (AIG) FCF Payout Ratio: 28.86%
Is American International Group, Inc.’s FCF payout ratio high or low?
American International Group, Inc.'s FCF payout ratio of 28.86% is 24% below its 5-year average of 38.09%, near the low end of its 5-year range (16.43%–109.06%).
4.97% below its 12-month average of 30.37%.
AIG FCF Payout Ratio Chart
AIG Average FCF Payout Ratio Chart
AIG Current vs Average FCF Payout Ratio Chart
AIG FCF Payout Ratio Metrics
FCF PAYOUT RATIO
28.86%
FCF PAYOUT RATIO AVG TTM
30.37%
FCF PAYOUT RATIO AVG 3Y
25.41%
FCF PAYOUT RATIO AVG 5Y
38.09%
FCF PAYOUT RATIO AVG 10Y
37.93%
FCF PAYOUT RATIO AVG 15Y
32.27%
FCF PAYOUT RATIO AVG 20Y
28.05%
CURRENT VS TTM AVG
-4.97%
CURRENT VS 3Y AVG
+13.59%
CURRENT VS 5Y AVG
-24.24%
CURRENT VS 10Y AVG
-23.92%
CURRENT VS 15Y AVG
-10.57%
CURRENT VS 20Y AVG
+2.90%
Payout Ratio Comparison
FCF Payout Ratio
28.9%
Earnings Payout Ratio
32.9%
Dividend Yield
2.40%
FCF Yield
8.67%
Annual FCF Payout Ratio History
| Year | Free Cash Flow | Dividends Paid | FCF Payout Ratio |
|---|---|---|---|
| 2025 | $3.31B | $976.00M | 29.5% |
| 2024 | $3.27B | $1.02B | 31.3% |
| 2023 | $6.24B | $1.03B | 16.4% |
| 2022 | $4.13B | $1.01B | 24.5% |
| 2021 | $6.22B | $1.11B | 17.9% |
| 2020 | $1.04B | $1.13B | 109.1% |
| 2019 | ($1.81B) | $1.14B | N/A (Loss) |
| 2018 | ($394.00M) | $1.14B | N/A (Loss) |
| 2017 | ($7.82B) | $1.17B | N/A (Loss) |
| 2016 | $3.50B | $1.37B | 39.2% |
| 2015 | $2.88B | $1.03B | 35.7% |
| 2014 | $5.01B | $712.00M | 14.2% |
| 2013 | $5.87B | $294.00M | 5.0% |
| 2012 | $3.68B | $0 | 0.0% |
| 2011 | ($81.00M) | $336.00M | N/A (Loss) |
| 2010 | $16.91B | $0 | 0.0% |
| 2009 | $18.24B | $0 | 0.0% |
| 2008 | ($1.38B) | $1.63B | N/A (Loss) |
| 2007 | $29.53B | $1.88B | 6.4% |
| 2006 | ($819.00M) | $1.64B | N/A (Loss) |
| 2005 | $18.95B | $1.42B | 7.5% |
| 2004 | $25.86B | $730.00M | 2.8% |
| 2003 | $27.78B | $584.00M | 2.1% |
| 2002 | $11.98B | $467.00M | 3.9% |
| 2001 | $4.39B | $743.00M | 16.9% |
| 2000 | $5.65B | $776.00M | 13.7% |
| 1999 | $9.28B | $709.00M | 7.6% |
| 1998 | $4.28B | $324.00M | 7.6% |
| 1997 | ($2.00M) | $267.00M | N/A (Loss) |
| 1996 | $6.32B | $174.00M | 2.8% |
Formula: FCF Payout Ratio = Dividends Paid / Free Cash Flow × 100
FCF payout and earnings payout:
- FCF represents operating cash flow after capital expenditures
- FCF payout compares dividends paid with free cash flow
- FCF payout above 100% means dividends paid exceeded free cash flow for the period
- Earnings payout compares dividends paid with net income
Reading the series: Use the chart and table to compare dividend payments with cash generation over time.
American International Group, Inc. FCF Payout Ratio Formula & Definition
FCF Payout Ratio measures what percentage of free cash flow is paid out as dividends. Unlike earnings-based payout, it compares dividends with cash generated after capital expenditures.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
American International Group, Inc. FCF Payout Ratio FAQ
- What is the FCF payout ratio for American International Group, Inc. (AIG)?
- The FCF payout ratio for AIG stock is 28.86%.
- Is American International Group, Inc.'s FCF payout ratio high or low?
- American International Group, Inc.'s FCF payout ratio of 28.86% is 24% below its 5-year average of 38.09%, near the low end of its 5-year range (16.43%–109.06%).
- What is the TTM average FCF payout ratio for American International Group, Inc. (AIG)?
- The TTM average FCF payout ratio for AIG stock is 30.37%.
- What is the 3Y average FCF payout ratio for American International Group, Inc. (AIG)?
- The 3Y average FCF payout ratio for AIG stock is 25.41%.
- What is the 5Y average FCF payout ratio for American International Group, Inc. (AIG)?
- The 5Y average FCF payout ratio for AIG stock is 38.09%.
- What is the 10Y average FCF payout ratio for American International Group, Inc. (AIG)?
- The 10Y average FCF payout ratio for AIG stock is 37.93%.
- What is the 15Y average FCF payout ratio for American International Group, Inc. (AIG)?
- The 15Y average FCF payout ratio for AIG stock is 32.27%.
- What is the 20Y average FCF payout ratio for American International Group, Inc. (AIG)?
- The 20Y average FCF payout ratio for AIG stock is 28.05%.
American International Group, Inc. FCF Payout Ratio History
| DATE | FCF PAYOUT RATIO |
|---|---|
| 2025-12-31 | 29.45% |
| 2024-12-31 | 31.29% |
| 2023-12-31 | 16.43% |
| 2022-12-31 | 24.46% |
| 2021-12-31 | 17.87% |
| 2020-12-31 | 109.06% |
| 2016-12-31 | 39.18% |
| 2015-12-31 | 35.73% |
| 2014-12-31 | 14.22% |
| 2013-12-31 | 5.01% |
| 2007-12-31 | 6.37% |
| 2005-12-31 | 7.50% |
| 2004-12-31 | 2.82% |
| 2003-12-31 | 2.10% |
| 2002-12-31 | 3.90% |
| 2001-12-31 | 16.94% |
| 2000-12-31 | 13.74% |
| 1999-12-31 | 7.64% |
| 1998-12-31 | 7.57% |
| 1996-12-31 | 2.75% |
About American International Group, Inc.
American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management. This segment also covers property risks for commercial, industrial, and energy sectors, with further specialized offerings such as aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance policies. Additionally, AIG supplies professional liability coverage for various business operations and potential hazards, such as directors and officers (D&O), mergers and acquisitions (M&A), fidelity bonds, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions (E&O) insurance. The General Insurance segment extends to personal lines, featuring policies for automobiles, homes, and umbrella coverage, alongside specialized options for yachts, fine art, and valuable collections. It also includes voluntary and employer-sponsored personal accident and supplemental health plans, extended warranty protection, and travel insurance. AIG's Life and Retirement division focuses on providing a variety of annuity products such as variable, index-linked, and fixed annuities, as well as retail mutual funds. This segment also delivers financial planning and advisory services, in addition to comprehensive record-keeping, plan administration, and compliance support, along with both term and universal life insurance policies. Furthermore, it offers stable value wrap products, structured settlement annuities, and pension risk transfer solutions. Corporate-owned and bank-owned life insurance, alongside guaranteed investment contracts, complete its diverse portfolio. Distribution of these products occurs through a network of independent marketing organizations, independent insurance agents, financial advisors, direct marketing channels, banks, and broker-dealers. Established in 1919, the company maintains its headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Insurance - Diversified
- CEO
- Peter Salvatore Zaffino