Virginia National Bankshares (VABK) Debt/Equity Ratio: History & Chart

Virginia National Bankshares Corporation(VABK)

Banks - Regional · Charlottesville, VA

$48.15+0.70 (+1.48%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About Virginia National Bankshares Corporation

Virginia National Bankshares Corporation operates as the parent entity for Virginia National Bank, delivering a comprehensive suite of commercial banking solutions. Its operations are structured into four distinct divisions: the primary banking segment, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. The institution provides a diverse range of deposit products, including checking accounts, demand deposits, NOW accounts, money market savings, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs), among other related savings options. Furthermore, it extends various lending services, such as financing for commercial and industrial ventures, real estate loans for construction and land development, commercial property loans, mortgages for 1-4 family homes, and consumer credit offerings like student loans, revolving lines of credit, and installment loans. Ancillary services include access to automated teller machines (ATMs), online banking platforms, treasury management solutions, cash handling services, and merchant and debit card processing. The company also delivers wealth management, investment advisory, brokerage, insurance, and consulting services. Its specialized offerings extend to investment management, acting as a corporate trustee, trust and estate administration, IRA administration, in-house investment management, and custodial services. Its clientele encompasses private individuals, businesses, and non-profit organizations. As of December 31, 2021, the corporation maintained a network of sixteen full-service banking branches situated in the cities of Charlottesville, Manassas, Richmond, and Winchester, alongside locations in the counties of Albemarle, Fauquier, and Prince William. Established in 1998, Virginia National Bankshares Corporation's main office is located in Charlottesville, Virginia.

Charlottesville, VA

144 employees

www.vnb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Glenn W. Rust

View full financials

VABK Debt to Equity Ratio Metrics

DEBT TO EQUITY RATIO

0.15

DEBT TO EQUITY RATIO AVG TTM

0.22

DEBT TO EQUITY RATIO AVG 3Y

0.30

DEBT TO EQUITY RATIO AVG 5Y

0.23

DEBT TO EQUITY RATIO AVG 10Y

0.24

DEBT TO EQUITY RATIO AVG 15Y

0.24

DEBT TO EQUITY RATIO AVG 20Y

0.25

CURRENT VS TTM AVG

-32.94%

CURRENT VS 3Y AVG

-49.89%

CURRENT VS 5Y AVG

-35.36%

CURRENT VS 10Y AVG

-38.91%

CURRENT VS 15Y AVG

-36.87%

CURRENT VS 20Y AVG

-41.45%

SECTOR MEDIAN · FINANCIAL SERVICES

0.28

median of 700 covered companies

CURRENT VS SECTOR MEDIAN

-46.71%

vs the sector median at left

NAME	MARKET CAP	DEBT TO EQUITY RATIO	TTM	3Y	5Y
Virginia National Bankshares Corporation (VABK)	$261.09M	0.15	0.22	0.30	0.23
Art Technology Acquisition Corp. (ARTC)vs ›	$261.12M	N/A	N/A	N/A	N/A
Mountain Lake Acquisition Corp. II Class A Ordinary Shares (MLAA)vs ›	$261.39M	N/A	N/A	N/A	N/A
GigCapital8 Corp. (GIW)vs ›	$261.45M	0.00	N/A	N/A	N/A
FACT II Acquisition Corp (FACT)vs ›	$260.73M	0.00	0.00	0.00	0.00
AMR Resources Acquisition Corp Class A Ordinary Shares (AMAC)vs ›	$261.73M	N/A	N/A	N/A	N/A
Cantor Equity Partners V, Inc. Class A Ordinary Shares (CEPV)vs ›	$262.04M	0.00	0.00	0.00	0.00
Plum Acquisition Corp. IV (PLMK)vs ›	$259.16M	0.00	0.00	0.00	0.00
Perimeter Acquisition Corp. I Class A Ordinary Shares (PMTR)vs ›	$258.79M	0.00	0.00	0.00	0.00
Soren Acquisition Corp. (SORN)vs ›	$263.53M	0.00	N/A	N/A	N/A

NAME

MARKET CAP

DEBT TO EQUITY RATIO

TTM

Virginia National Bankshares Corporation (VABK)

$261.09M

0.15

0.22

0.30

0.23

Art Technology Acquisition Corp. (ARTC)vs ›

$261.12M

N/A

Mountain Lake Acquisition Corp. II Class A Ordinary Shares (MLAA)vs ›

$261.39M

N/A

GigCapital8 Corp. (GIW)vs ›

$261.45M

0.00

N/A

FACT II Acquisition Corp (FACT)vs ›

$260.73M

0.00

AMR Resources Acquisition Corp Class A Ordinary Shares (AMAC)vs ›

$261.73M

N/A

Cantor Equity Partners V, Inc. Class A Ordinary Shares (CEPV)vs ›

$262.04M

0.00

Plum Acquisition Corp. IV (PLMK)vs ›

$259.16M

0.00

Perimeter Acquisition Corp. I Class A Ordinary Shares (PMTR)vs ›

$258.79M

0.00

Soren Acquisition Corp. (SORN)vs ›

$263.53M

0.00

N/A

Debt to Equity Ratio FAQ

What is the debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The debt to equity ratio for VABK stock is 0.15.

Is Virginia National Bankshares Corporation's debt to equity ratio high or low?

The debt to equity ratio of 0.15 is 35% below its 5-year average of 0.23, near the low end of its 5-year range (0.06–0.63).

What is the TTM average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The TTM average debt to equity ratio for VABK stock is 0.22.

What is the 3Y average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The 3Y average debt to equity ratio for VABK stock is 0.30.

What is the 5Y average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The 5Y average debt to equity ratio for VABK stock is 0.23.

What is the 10Y average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The 10Y average debt to equity ratio for VABK stock is 0.24.

What is the 15Y average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The 15Y average debt to equity ratio for VABK stock is 0.24.

What is the 20Y average debt to equity ratio for Virginia National Bankshares Corporation (VABK)?

The 20Y average debt to equity ratio for VABK stock is 0.25.

DATE	DEBT TO EQUITY RATIO
2026-06-30	0.15
2026-03-31	0.16
2025-12-31	0.16
2025-09-30	0.23
2025-06-30	0.42
2025-03-31	0.17
2024-12-31	0.18
2024-09-30	0.39
2024-06-30	0.27
2024-03-31	0.20
2023-12-31	0.52
2023-09-30	0.39
2023-06-30	0.63
2023-03-31	0.20
2022-12-31	0.07
2022-09-30	0.08
2022-06-30	0.08
2022-03-31	0.07
2021-12-31	0.06
2021-09-30	0.07
2021-06-30	0.34
2021-03-31	0.37
2020-12-31	0.41
2020-09-30	0.50
2020-06-30	0.00
2020-03-31	0.00
2019-12-31	0.00
2019-09-30	0.00
2019-06-30	0.00
2019-03-31	0.00
2018-12-31	0.00
2018-09-30	0.25
2018-06-30	0.71
2018-03-31	0.47
2017-12-31	0.52
2017-09-30	0.57
2017-06-30	0.32
2017-03-31	0.21
2016-12-31	0.33
2016-09-30	0.23
2016-06-30	0.27
2016-03-31	0.33
2015-12-31	0.41
2015-09-30	0.34
2015-06-30	0.29
2015-03-31	0.32
2014-12-31	0.30
2014-09-30	0.23
2014-06-30	0.18
2014-03-31	0.23
2013-12-31	0.28
2013-09-30	0.00
2013-06-30	0.00
2013-03-31	0.00
2012-12-31	0.07
2007-09-30	0.40
2007-06-30	0.52
2007-03-31	0.41
2006-12-31	0.30
2006-09-30	0.43
2006-06-30	0.49
2006-03-31	0.31
2005-12-31	0.33
2005-09-30	0.28
2005-06-30	0.27
2005-03-31	0.27
2004-12-31	0.26
2004-09-30	0.24
2004-06-30	0.20
2004-03-31	0.18
2003-12-31	0.29
2003-09-30	0.31
2003-06-30	0.24
2003-03-31	0.34
2002-12-31	0.31
2002-09-30	0.34
2002-06-30	0.28
2002-03-31	0.37

DATE

DEBT TO EQUITY RATIO

2026-06-30

0.15

2026-03-31

0.16

2025-12-31

0.16

2025-09-30

0.23

2025-06-30

0.42

2025-03-31

0.17

2024-12-31

0.18

2024-09-30

0.39

2024-06-30

0.27

2024-03-31

0.20

2023-12-31

0.52

2023-09-30

0.39

2023-06-30

0.63

2023-03-31

0.20

2022-12-31

0.07

2022-09-30

0.08

2022-06-30

0.08

2022-03-31

0.07

2021-12-31

0.06

2021-09-30

0.07

2021-06-30

0.34

2021-03-31

0.37

2020-12-31

0.41

2020-09-30

0.50

2020-06-30

0.00

2020-03-31

0.00

2019-12-31

0.00

2019-09-30

0.00

2019-06-30

0.00

2019-03-31

0.00

2018-12-31

0.00

2018-09-30

0.25

2018-06-30

0.71

2018-03-31

0.47

2017-12-31

0.52

2017-09-30

0.57

2017-06-30

0.32

2017-03-31

0.21

2016-12-31

0.33

2016-09-30

0.23

2016-06-30

0.27

2016-03-31

0.33

2015-12-31

0.41

2015-09-30

0.34

2015-06-30

0.29

2015-03-31

0.32

2014-12-31

0.30

2014-09-30

0.23

2014-06-30

0.18

2014-03-31

0.23

2013-12-31

0.28

2013-09-30

0.00

2013-06-30

0.00

2013-03-31

0.00

2012-12-31

0.07

2007-09-30

0.40

2007-06-30

0.52

2007-03-31

0.41

2006-12-31

0.30

2006-09-30

0.43

2006-06-30

0.49

2006-03-31

0.31

2005-12-31

0.33

2005-09-30

0.28

2005-06-30

0.27

2005-03-31

0.27

2004-12-31

0.26

2004-09-30

0.24

2004-06-30

0.20

2004-03-31

0.18

2003-12-31

0.29

2003-09-30

0.31

2003-06-30

0.24

2003-03-31

0.34

2002-12-31

0.31

2002-09-30

0.34

2002-06-30

0.28

2002-03-31

0.37

Debt to Equity Ratio: 0.15

VABK Debt to Equity Ratio

VABK Average Debt to Equity Ratio Chart

VABK Current vs Average Debt to Equity Ratio Chart

VABK Debt to Equity Ratio Metrics

VABK Competitors' Debt to Equity Ratio

Financial Health

Debt to Equity Ratio Formula & Definition

Debt to Equity Ratio FAQ

VABK Debt to Equity Ratio History

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