PB Ratio: 1.75

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 1.75 is 23% above its estimated 5-year average of 1.42, near the high end of its estimated 5-year range (0.97–2.01).

As of 2026-10-06T21:18:35.724Z. 2.94% above its estimated 12-month average of 1.70.

USCB PB Ratio Metrics

P/B vs. estimated history

At 1.75, P/B is above its estimated 5-year median — higher than 88% of readings in its estimated 5-year history.

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for USCB Financial Holdings, Inc. (USCB)?

The P/B ratio for USCB stock is 1.75.

Is USCB Financial Holdings, Inc.'s P/B ratio high or low?

The P/B ratio of 1.75 is 23% above its estimated 5-year average of 1.42, near the high end of its estimated 5-year range (0.97–2.01).

What is the estimated TTM average P/B ratio for USCB Financial Holdings, Inc. (USCB)?

The estimated TTM average P/B ratio for USCB stock is 1.70.

What is the estimated 3Y average P/B ratio for USCB Financial Holdings, Inc. (USCB)?

The estimated 3Y average P/B ratio for USCB stock is 1.53.

What is the estimated 5Y average P/B ratio for USCB Financial Holdings, Inc. (USCB)?

The estimated 5Y average P/B ratio for USCB stock is 1.42.

Showing the most recent 260 of 1,257 data points. The chart above shows the full history.

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