Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.70% is 13% below its 5-year average of 0.80%, around the middle of its 5-year range (0.11%–2.00%).
As of the fiscal period ended Tuesday, June 30, 2026. 35.05% below its 12-month average of 1.07%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-06-30): 0.70%.
DEBT TO ASSETS RATIO
0.70%
DEBT TO ASSETS RATIO AVG TTM
1.07%
DEBT TO ASSETS RATIO AVG 3Y
1.13%
DEBT TO ASSETS RATIO AVG 5Y
0.80%
DEBT TO ASSETS RATIO AVG 10Y
0.57%
DEBT TO ASSETS RATIO AVG 15Y
2.63%
DEBT TO ASSETS RATIO AVG 20Y
5.09%
CURRENT VS TTM AVG
-35.05%
CURRENT VS 3Y AVG
-38.33%
CURRENT VS 5Y AVG
-13.49%
CURRENT VS 10Y AVG
+21.16%
CURRENT VS 15Y AVG
-73.56%
CURRENT VS 20Y AVG
-86.34%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+1290.03%
vs the sector median at left
Timberland Bancorp, Inc.
Market Cap
$357.35M
Debt to Assets Ratio
0.70%
TTM Avg
1.07%
3Y Avg
1.13%
5Y Avg
0.80%
Market Cap
$357.18M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$356.65M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$358.15M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$358.71M
Debt to Assets Ratio
0.18%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$355.09M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$359.70M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$360.69M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$353.28M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Timberland Bancorp, Inc. (TSBK) | $357.35M | 0.70% | 1.07% | 1.13% | 0.80% |
| Averin Capital Acquisition Corp. (ACAA)vs › | $357.18M | 0.00% | N/A | N/A | N/A |
| Cohen Circle Acquisition Corp. II (CCII)vs › | $356.65M | 0.00% | N/A | N/A | N/A |
| Karbon Capital Partners Corp. (KBON)vs › | $358.15M | 0.00% | N/A | N/A | N/A |
| Waterstone Financial, Inc. (WSBF)vs › | $358.71M | 0.18% | N/A | N/A | N/A |
| Archimedes Tech SPAC Partners III Co. (ARCI)vs › | $355.09M | 0.00% | N/A | N/A | N/A |
| Kochav Defense Acquisition Corp. (KCHV)vs › | $359.70M | 0.00% | N/A | N/A | N/A |
| Gores Holdings XI, Inc. Class A Ordinary Shares (GHXI)vs › | $360.69M | N/A | N/A | N/A | N/A |
| M3-Brigade Acquisition VI Corp. Class A Ordinary Shares (MBVI)vs › | $353.28M | 0.00% | N/A | N/A | N/A |
| Oyster Enterprises II Acquisition Corp (OYSE)vs › | $352.88M | 0.00% | N/A | N/A | N/A |
Debt/Assets
0.7%
Debt/Equity
0.05
Current ratio and interest coverage is unavailable for Timberland Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.70% |
| 2026-03-31 | 1.12% |
| 2025-12-31 | 1.30% |
| 2025-09-30 | 1.15% |
| 2025-06-30 | 1.09% |
| 2025-03-31 | 1.11% |
| 2024-12-31 | 1.13% |
| 2024-09-30 | 1.12% |
| 2024-06-30 | 1.14% |
| 2024-03-31 | 1.14% |
| 2023-12-31 | 1.15% |
| 2023-09-30 | 2.00% |
| 2023-06-30 | 0.94% |
| 2023-03-31 | 0.11% |
| 2022-12-31 | 0.11% |
| 2022-09-30 | 0.11% |
| 2022-06-30 | 0.11% |
| 2022-03-31 | 0.12% |
| 2021-12-31 | 0.40% |
| 2021-09-30 | 0.41% |
| 2021-06-30 | 0.43% |
| 2021-03-31 | 0.74% |
| 2020-12-31 | 0.79% |
| 2020-09-30 | 0.81% |
| 2020-06-30 | 0.83% |
| 2020-03-31 | 0.96% |
| 2019-12-31 | 0.22% |
| 2019-09-30 | 0.00% |
| 2019-06-30 | 0.00% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 0.00% |
| 2018-09-30 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
| 2017-12-31 | 0.00% |
| 2017-09-30 | 0.00% |
| 2017-06-30 | 0.00% |
| 2017-03-31 | 3.17% |
| 2016-12-31 | 3.25% |
| 2016-09-30 | 3.37% |
| 2016-06-30 | 5.24% |
| 2016-03-31 | 5.28% |
| 2015-12-31 | 5.37% |
| 2015-09-30 | 5.52% |
| 2015-06-30 | 5.70% |
| 2015-03-31 | 5.80% |
| 2014-12-31 | 6.00% |
| 2014-09-30 | 6.04% |
| 2014-06-30 | 6.18% |
| 2014-03-31 | 6.14% |
| 2013-12-31 | 6.18% |
| 2013-09-30 | 6.04% |
| 2013-06-30 | 6.14% |
| 2013-03-31 | 6.17% |
| 2012-12-31 | 6.21% |
| 2012-09-30 | 6.22% |
| 2012-06-30 | 6.28% |
| 2012-03-31 | 6.19% |
| 2011-12-31 | 7.55% |
| 2011-09-30 | 7.55% |
| 2011-06-30 | 7.56% |
| 2011-03-31 | 7.47% |
| 2010-12-31 | 7.70% |
| 2010-09-30 | 10.18% |
| 2010-06-30 | 10.34% |
| 2010-03-31 | 11.79% |
| 2009-12-31 | 11.95% |
| 2009-09-30 | 15.07% |
| 2009-06-30 | 14.16% |
| 2009-03-31 | 13.81% |
| 2008-12-31 | 14.94% |
| 2008-09-30 | 15.46% |
| 2008-06-30 | 15.92% |
| 2008-03-31 | 16.27% |
| 2007-12-31 | 16.55% |
| 2007-09-30 | 15.55% |
| 2007-06-30 | 18.14% |
| 2007-03-31 | 15.02% |
| 2006-12-31 | 13.42% |
| 2006-09-30 | 11.04% |
| 2006-06-30 | 9.87% |
| 2006-03-31 | 11.24% |
| 2005-12-31 | 10.61% |
| 2005-09-30 | 11.42% |
| 2005-06-30 | 12.39% |
| 2005-03-31 | 11.39% |
| 2004-12-31 | 10.20% |
| 2004-09-30 | 14.21% |
| 2004-06-30 | 12.79% |
| 2004-03-31 | 12.33% |
| 2003-12-31 | 13.11% |
| 2003-09-30 | 13.70% |
| 2003-06-30 | 13.88% |
| 2003-03-31 | 14.15% |
| 2002-12-31 | 14.22% |
| 2002-09-30 | 14.33% |
