Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.99%.
YIELD ON COST (YOC)
3.99%
TFC now pays $2.08 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-08-01) | $36.67 | 5.67% |
| 5 years ago(2021-07-28) | $55.08 | 3.78% |
| 3 years ago(2023-07-31) | $33.22 | 6.26% |
| 1 year ago(2025-07-23) | $45.82 | 4.54% |
| Buying today(at $52.99) | $52.99 | 3.99% |
Projection: starting from today's 3.99% yield, assuming the dividend keeps compounding at its historical 2.9% rate. Boards set dividends each year, so actual figures will differ.
Today
3.99%
In 3 years
4.46%
In 5 years
4.81%
In 10 years
5.79%
Try your own purchase price, dividend and growth rate for Truist Financial Corporation (TFC).
Starting Yield
3.93%
Ending YOC
6.05%
Year 15 Dividend
$3.21
Cum. Dividends Recd.
$39.62
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $2.08 | N/A | 3.93% | $0.00 |
| Year 1 | $2.14 | +2.93% | 4.04% | $2.14 |
| Year 2 | $2.20 | +2.93% | 4.16% | $4.34 |
| Year 3 | $2.27 | +2.93% | 4.28% | $6.61 |
| Year 4 | $2.33 | +2.93% | 4.41% | $8.95 |
| Year 5 | $2.40 | +2.93% | 4.54% | $11.35 |
| Year 6 | $2.47 | +2.93% | 4.67% | $13.82 |
| Year 7 | $2.55 | +2.93% | 4.80% | $16.37 |
| Year 8 | $2.62 | +2.93% | 4.95% | $18.99 |
| Year 9 | $2.70 | +2.93% | 5.09% | $21.69 |
| Year 10 | $2.78 | +2.93% | 5.24% | $24.46 |
| Year 11 | $2.86 | +2.93% | 5.39% | $27.32 |
| Year 12 | $2.94 | +2.93% | 5.55% | $30.26 |
| Year 13 | $3.03 | +2.93% | 5.71% | $33.29 |
| Year 14 | $3.12 | +2.93% | 5.88% | $36.41 |
| Year 15 | $3.21 | +2.93% | 6.05% | $39.62 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
