Synchrony Financial (SYF) Stock: Charts & Financials

Synchrony Financial (SYF)SYFSynchrony Financial

About Synchrony Financial

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market accounts, and savings accounts. These are made available to both individual consumers and commercial entities, with deposits also accepted via external securities brokerage firms. Beyond core credit and banking, Synchrony extends debt cancellation programs to its credit card clientele through online, mobile, and direct mail channels. It is also a significant player in specialized financing, offering healthcare payment and funding solutions under its CareCredit, Pets Best, and Walgreens brands. The firm further provides payment and financing options to industries like apparel, specialty retail, outdoor, music, and luxury, as well as point-of-sale consumer financing for audiology products and dental services. Synchrony delivers its credit offerings through collaborative programs established with a broad network of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Its deposit products reach customers through various avenues, including digital and print media. The company's services cater to a wide array of sectors, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pet industries, among others. Established in 1932, Synchrony Financial's corporate headquarters are located in Stamford, Connecticut.

Stamford, CT

20,000 employees

www.synchrony.com

Financial Services / Financial - Credit Services

Sector: Financial Services
Industry: Financial - Credit Services
CEO: Brian D. Doubles

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Quarterly Report	TTM	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024	Quarter ended Jun 2024
Total Current Assets	110.22B	110.22B	17.32B	18.96B	22.36B	24.35B	17.79B	20.28B	21.32B
Cash & Cash Equivalents	20.56B	20.56B	14.97B	16.25B	19.46B	21.63B	14.71B	17.93B	18.63B
Short-Term Investments	0.00	0.00	2.35B	2.72B	2.90B	2.72B	3.08B	2.35B	2.69B
Cash & Short-Term Investments	20.56B	20.56B	17.32B	18.96B	22.36B	24.35B	17.79B	20.28B	21.32B
Accounts Receivable	89.66B	89.66B	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	121.50B	121.50B	119.09B	116.98B	120.50B	122.03B	119.46B	119.23B	120.49B
Property, Plant & Equipment	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Goodwill	1.36B	1.36B	1.36B	1.27B	1.27B	1.27B	1.27B	1.27B	1.27B
Intangible Assets	1.22B	1.22B	1.25B	909.00M	862.00M	847.00M	854.00M	765.00M	776.00M
Long-Term Investments	92.70B	92.70B	93.37B	90.00B	89.40B	99.61B	104.72B	102.19B	102.28B
Total Current Liabilities	82.89B	82.89B	81.14B	79.89B	82.26B	83.44B	82.06B	82.28B	83.10B
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	105.02B	105.02B	102.33B	99.92B	103.55B	105.44B	102.88B	103.25B	104.95B
Long-Term Debt	16.43B	16.43B	15.18B	14.43B	16.01B	17.01B	15.46B	15.63B	15.64B
Total Debt	16.43B	16.43B	15.18B	14.43B	16.01B	17.01B	15.46B	15.63B	15.64B
Net Debt (Cash)	-4.13B	-4.13B	209.00M	-1.81B	-3.45B	-4.62B	751.00M	-2.30B	-3.00B
Total Shareholders' Equity	16.48B	16.48B	16.77B	17.07B	16.95B	16.58B	16.58B	15.98B	15.54B
Common Stock	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M
Retained Earnings	25.21B	25.21B	24.60B	23.98B	23.04B	22.21B	21.64B	20.98B	20.31B
Current Ratio	1.33	1.33	0.21	0.24	0.27	0.29	0.22	0.25	0.26
Debt to Equity Ratio	1.00	1.00	0.91	0.85	0.94	1.03	0.93	0.98	1.01

Quarterly Report

TTM

Quarter ended Mar 2026

Quarter ended Dec 2025

Quarter ended Sep 2025

Quarter ended Jun 2025

Quarter ended Mar 2025

Quarter ended Dec 2024

Quarter ended Sep 2024

Quarter ended Jun 2024

Total Current Assets

110.22B

17.32B

18.96B

22.36B

24.35B

17.79B

20.28B

21.32B

Cash & Cash Equivalents

20.56B

14.97B

16.25B

19.46B

21.63B

14.71B

17.93B

18.63B

Short-Term Investments

0.00

2.35B

2.72B

2.90B

2.72B

3.08B

2.35B

2.69B

Cash & Short-Term Investments

20.56B

17.32B

18.96B

22.36B

24.35B

17.79B

20.28B

21.32B

Accounts Receivable

89.66B

0.00

Inventory

0.00

Total Assets

121.50B

119.09B

116.98B

120.50B

122.03B

119.46B

119.23B

120.49B

Property, Plant & Equipment

0.00

Goodwill

1.36B

1.27B

Intangible Assets

1.22B

1.25B

909.00M

862.00M

847.00M

854.00M

765.00M

776.00M

Long-Term Investments

92.70B

93.37B

90.00B

89.40B

99.61B

104.72B

102.19B

102.28B

Total Current Liabilities

82.89B

81.14B

79.89B

82.26B

83.44B

82.06B

82.28B

83.10B

Accounts Payable

0.00

Short-Term Debt

0.00

Total Liabilities

105.02B

102.33B

99.92B

103.55B

105.44B

102.88B

103.25B

104.95B

Long-Term Debt

16.43B

15.18B

14.43B

16.01B

17.01B

15.46B

15.63B

15.64B

Total Debt

16.43B

15.18B

14.43B

16.01B

17.01B

15.46B

15.63B

15.64B

Net Debt (Cash)

-4.13B

209.00M

-1.81B

-3.45B

-4.62B

751.00M

-2.30B

-3.00B

Total Shareholders' Equity

16.48B

16.77B

17.07B

16.95B

16.58B

15.98B

15.54B

Common Stock

1.00M

Retained Earnings

25.21B

24.60B

23.98B

23.04B

22.21B

21.64B

20.98B

20.31B

Current Ratio

1.33

0.21

0.24

0.27

0.29

0.22

0.25

0.26

Debt to Equity Ratio

1.00

0.91

0.85

0.94

1.03

0.93

0.98

1.01

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Total Current Assets	17.32B	17.79B	18.06B	15.17B	13.62B	18.99B	18.06B	15.46B
Cash & Cash Equivalents	14.97B	14.71B	14.26B	10.29B	8.34B	11.52B	12.15B	9.40B
Short-Term Investments	2.35B	3.08B	3.80B	4.88B	5.28B	7.47B	5.91B	6.06B
Cash & Short-Term Investments	17.32B	17.79B	18.06B	15.17B	13.62B	18.99B	18.06B	15.46B
Accounts Receivable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Assets	119.09B	119.46B	117.48B	104.56B	95.75B	95.95B	104.83B	106.79B
Property, Plant & Equipment	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Goodwill	1.36B	1.27B	1.02B	1.10B	1.10B	1.08B	1.08B	1.02B
Intangible Assets	1.25B	854.00M	815.00M	742.00M	1.17B	1.13B	1.26B	1.14B
Long-Term Investments	93.37B	104.72B	103.24B	92.47B	85.10B	81.87B	87.94B	93.14B
Total Current Liabilities	81.14B	82.06B	81.15B	77.50B	67.59B	67.47B	69.87B	68.12B
Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Short-Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	102.33B	102.88B	103.58B	91.69B	82.09B	83.25B	89.74B	92.11B
Long-Term Debt	15.18B	15.46B	15.98B	14.19B	14.51B	15.78B	19.87B	24.00B
Total Debt	15.18B	15.46B	15.98B	14.19B	14.51B	15.78B	19.87B	24.00B
Net Debt (Cash)	209.00M	751.00M	1.72B	3.90B	6.17B	4.25B	7.72B	14.60B
Total Shareholders' Equity	16.77B	16.58B	13.90B	12.87B	13.65B	12.70B	15.09B	14.68B
Common Stock	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M	1.00M
Retained Earnings	24.60B	21.64B	18.66B	16.72B	14.24B	10.62B	12.12B	8.99B
Current Ratio	0.21	0.22	0.22	0.20	0.20	0.28	0.26	0.23
Debt to Equity Ratio	0.91	0.93	1.15	1.10	1.06	1.24	1.32	1.63

Annual Report

12/31/2025

12/31/2024

12/31/2023

12/31/2022

12/31/2021

12/31/2020

12/31/2019

12/31/2018

Total Current Assets

17.32B

17.79B

18.06B

15.17B

13.62B

18.99B

18.06B

15.46B

Cash & Cash Equivalents

14.97B

14.71B

14.26B

10.29B

8.34B

11.52B

12.15B

9.40B

Short-Term Investments

2.35B

3.08B

3.80B

4.88B

5.28B

7.47B

5.91B

6.06B

Cash & Short-Term Investments

17.32B

17.79B

18.06B

15.17B

13.62B

18.99B

18.06B

15.46B

Accounts Receivable

0.00

Inventory

0.00

Total Assets

119.09B

119.46B

117.48B

104.56B

95.75B

95.95B

104.83B

106.79B

Property, Plant & Equipment

0.00

Goodwill

1.36B

1.27B

1.02B

1.10B

1.08B

1.02B

Intangible Assets

1.25B

854.00M

815.00M

742.00M

1.17B

1.13B

1.26B

1.14B

Long-Term Investments

93.37B

104.72B

103.24B

92.47B

85.10B

81.87B

87.94B

93.14B

Total Current Liabilities

81.14B

82.06B

81.15B

77.50B

67.59B

67.47B

69.87B

68.12B

Accounts Payable

0.00

Short-Term Debt

0.00

Total Liabilities

102.33B

102.88B

103.58B

91.69B

82.09B

83.25B

89.74B

92.11B

Long-Term Debt

15.18B

15.46B

15.98B

14.19B

14.51B

15.78B

19.87B

24.00B

Total Debt

15.18B

15.46B

15.98B

14.19B

14.51B

15.78B

19.87B

24.00B

Net Debt (Cash)

209.00M

751.00M

1.72B

3.90B

6.17B

4.25B

7.72B

14.60B

Total Shareholders' Equity

16.77B

16.58B

13.90B

12.87B

13.65B

12.70B

15.09B

14.68B

Common Stock

1.00M

Retained Earnings

24.60B

21.64B

18.66B

16.72B

14.24B

10.62B

12.12B

8.99B

Current Ratio

0.21

0.22

0.20

0.28

0.26

0.23

Debt to Equity Ratio

0.91

0.93

1.15

1.10

1.06

1.24

1.32

1.63

Balance Sheet

Quarterly Balance Sheet (USD)

Annual Balance Sheet (USD)