Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 4.43% is in line with its 5-year average of 4.29%, around the middle of its 5-year range (1.29%–7.46%).
As of the fiscal period ended Tuesday, June 30, 2026. 3.35% below its 12-month average of 4.59%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 4.43%.
DEBT TO ASSETS RATIO
4.43%
DEBT TO ASSETS RATIO AVG TTM
4.59%
DEBT TO ASSETS RATIO AVG 3Y
5.43%
DEBT TO ASSETS RATIO AVG 5Y
4.29%
DEBT TO ASSETS RATIO AVG 10Y
4.71%
DEBT TO ASSETS RATIO AVG 15Y
5.48%
DEBT TO ASSETS RATIO AVG 20Y
6.80%
CURRENT VS TTM AVG
-3.35%
CURRENT VS 3Y AVG
-18.33%
CURRENT VS 5Y AVG
+3.24%
CURRENT VS 10Y AVG
-5.97%
CURRENT VS 15Y AVG
-19.05%
CURRENT VS 20Y AVG
-34.82%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+8766.76%
vs the sector median at left
Stock Yards Bancorp, Inc.
Market Cap
$2.27B
Debt to Assets Ratio
4.43%
TTM Avg
4.59%
3Y Avg
5.43%
5Y Avg
4.29%
Market Cap
$2.28B
Debt to Assets Ratio
0.64%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.29B
Debt to Assets Ratio
0.06%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.25B
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.22B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Stock Yards Bancorp, Inc. (SYBT) | $2.27B | 4.43% | 4.59% | 5.43% | 4.29% |
| Banner Corporation (BANR)vs › | $2.28B | 0.03% | N/A | N/A | N/A |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 0.64% | N/A | N/A | N/A |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.29B | 0.06% | N/A | N/A | N/A |
| Merchants Bancorp (MBIN)vs › | $2.29B | 0.20% | N/A | N/A | N/A |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 0.01% | N/A | N/A | N/A |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | 0.03% | N/A | N/A | N/A |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 0.02% | N/A | N/A | N/A |
| WaFd, Inc. (WAFD)vs › | $2.21B | 0.12% | N/A | N/A | N/A |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 0.05% | N/A | N/A | N/A |
Debt/Assets
4.4%
Debt/Equity
0.35
Current ratio and interest coverage is unavailable for Stock Yards Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 4.43% |
| 2026-03-31 | 4.45% |
| 2025-12-31 | 4.68% |
| 2025-09-30 | 4.37% |
| 2025-06-30 | 5.00% |
| 2025-03-31 | 5.39% |
| 2024-12-31 | 5.60% |
| 2024-09-30 | 6.02% |
| 2024-06-30 | 7.09% |
| 2024-03-31 | 4.92% |
| 2023-12-31 | 4.81% |
| 2023-09-30 | 6.35% |
| 2023-06-30 | 7.46% |
| 2023-03-31 | 5.49% |
| 2022-12-31 | 2.91% |
| 2022-09-30 | 2.12% |
| 2022-06-30 | 2.59% |
| 2022-03-31 | 2.28% |
| 2021-12-31 | 1.29% |
| 2021-09-30 | 1.54% |
| 2021-06-30 | 1.39% |
| 2021-03-31 | 1.76% |
| 2020-12-31 | 1.98% |
| 2020-09-30 | 2.43% |
| 2020-06-30 | 2.60% |
| 2020-03-31 | 2.94% |
| 2019-12-31 | 3.30% |
| 2019-09-30 | 3.54% |
| 2019-06-30 | 3.76% |
| 2019-03-31 | 2.89% |
| 2018-12-31 | 2.86% |
| 2018-09-30 | 10.04% |
| 2018-06-30 | 11.86% |
| 2018-03-31 | 10.11% |
| 2017-12-31 | 8.68% |
| 2017-09-30 | 9.00% |
| 2017-06-30 | 8.86% |
| 2017-03-31 | 4.20% |
| 2016-12-31 | 5.46% |
| 2016-09-30 | 6.64% |
| 2016-06-30 | 7.38% |
| 2016-03-31 | 4.54% |
| 2015-12-31 | 4.63% |
| 2015-09-30 | 6.61% |
| 2015-06-30 | 4.70% |
| 2015-03-31 | 4.42% |
| 2014-12-31 | 6.00% |
| 2014-09-30 | 4.99% |
| 2014-06-30 | 6.29% |
| 2014-03-31 | 4.48% |
| 2013-12-31 | 6.37% |
| 2013-09-30 | 6.61% |
| 2013-06-30 | 6.56% |
| 2013-03-31 | 7.09% |
| 2012-12-31 | 6.44% |
| 2012-09-30 | 7.84% |
| 2012-06-30 | 8.58% |
| 2012-03-31 | 8.40% |
| 2011-12-31 | 9.97% |
| 2011-09-30 | 9.35% |
| 2011-06-30 | 9.80% |
| 2011-03-31 | 9.62% |
| 2010-12-31 | 9.92% |
| 2010-09-30 | 10.99% |
| 2010-06-30 | 9.95% |
| 2010-03-31 | 9.74% |
| 2009-12-31 | 9.71% |
| 2009-09-30 | 12.11% |
| 2009-06-30 | 12.89% |
| 2009-03-31 | 9.92% |
| 2008-12-31 | 10.97% |
| 2008-09-30 | 12.94% |
| 2008-06-30 | 10.06% |
| 2008-03-31 | 13.50% |
| 2007-12-31 | 14.13% |
| 2007-09-30 | 11.65% |
| 2007-06-30 | 11.17% |
| 2007-03-31 | 8.89% |
| 2006-12-31 | 10.18% |
| 2006-09-30 | 9.09% |
| 2006-06-30 | 9.36% |
| 2006-03-31 | 9.46% |
| 2005-12-31 | 10.73% |
| 2005-09-30 | 10.10% |
| 2005-06-30 | 9.85% |
| 2005-03-31 | 9.57% |
| 2004-12-31 | 10.33% |
| 2004-09-30 | 11.53% |
| 2004-06-30 | 12.13% |
| 2004-03-31 | 10.71% |
| 2003-12-31 | 10.21% |
| 2003-09-30 | 9.40% |
| 2003-06-30 | 6.88% |
| 2003-03-31 | 6.62% |
| 2002-12-31 | 7.27% |
| 2002-09-30 | 7.29% |
