Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 10.96 as of 2026-10-06T19:54:01.663Z.
Consensus retrieved: 2026-10-06T16:36:15.240Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T19:54:01.663Z.
Quote observation: 2026-10-06T19:50:33.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 11918fcd09c218754545ba1883e2972931e420f80d0e4bfbdf8cf6e65a2cc576
Forward PE Ratio (10.96) = Dated Quote Price ($42.77) / Consensus Forward EPS ($3.90)
FORWARD PE RATIO
10.96
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-1.57%
vs the sector median at left
South Plains Financial, Inc.
Market Cap
$818.93M
Forward PE Ratio
10.96
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| South Plains Financial, Inc. (SPFI) | $818.93M | 10.96 |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | 6.05 |
| World Acceptance Corporation (WRLD)vs › | $822.48M | 13.39 |
| Alerus Financial Corporation (ALRS)vs › | $814.54M | 10.75 |
| Orrstown Financial Services, Inc. (ORRF)vs › | $811.65M | 9.57 |
| GCM Grosvenor Inc. (GCMG)vs › | $806.87M | 14.67 |
| Navient Corporation (NAVI)vs › | $840.27M | 11.88 |
| Capital City Bank Group, Inc. (CCBG)vs › | $845.74M | 13.23 |
| Southern Missouri Bancorp, Inc. (SMBC)vs › | $791.86M | 10.82 |
| River City Bank (RCBC)vs › | $785.07M | 10.86 |
Trailing P/E
11.7
reported TTM EPS
Forward P/E
11.0
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $3.90 implies +6.3% EPS growth vs the reported trailing $3.67.
At the dated quote price of $42.77, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $3.90 | $3.88 – $3.91 | 3 | 11.0x |
| 2027-12-31 | $4.17 | $4.15 – $4.18 | 3 | 10.3x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
