Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.01%.
YIELD ON COST (YOC)
2.01%
SIGI now pays $1.72 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $38.95 | 4.42% |
| 5 years ago(2021-09-30) | $75.53 | 2.28% |
| 3 years ago(2023-10-03) | $104.69 | 1.64% |
| 1 year ago(2025-10-07) | $84.24 | 2.04% |
| Buying today(at $84.82) | $84.82 | 2.01% |
Projection: starting from today's 2.01% yield, assuming the dividend keeps compounding at 11.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.01%
In 3 years
2.76%
In 5 years
3.41%
In 10 years
5.77%
Try your own purchase price, dividend and growth rate for Selective Insurance Group, Inc. (SIGI).
Starting Yield
2.03%
Ending YOC
9.46%
Year 15 Dividend
$8.02
Cum. Dividends Recd.
$64.59
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.72 | N/A | 2.03% | $0.00 |
| Year 1 | $1.91 | +10.81% | 2.25% | $1.91 |
| Year 2 | $2.11 | +10.81% | 2.49% | $4.02 |
| Year 3 | $2.34 | +10.81% | 2.76% | $6.36 |
| Year 4 | $2.59 | +10.81% | 3.06% | $8.95 |
| Year 5 | $2.87 | +10.81% | 3.39% | $11.82 |
| Year 6 | $3.18 | +10.81% | 3.75% | $15.01 |
| Year 7 | $3.53 | +10.81% | 4.16% | $18.54 |
| Year 8 | $3.91 | +10.81% | 4.61% | $22.45 |
| Year 9 | $4.33 | +10.81% | 5.11% | $26.78 |
| Year 10 | $4.80 | +10.81% | 5.66% | $31.58 |
| Year 11 | $5.32 | +10.81% | 6.27% | $36.90 |
| Year 12 | $5.89 | +10.81% | 6.95% | $42.80 |
| Year 13 | $6.53 | +10.81% | 7.70% | $49.33 |
| Year 14 | $7.24 | +10.81% | 8.53% | $56.57 |
| Year 15 | $8.02 | +10.81% | 9.46% | $64.59 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
