Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.92x is 157% above its 3-year average of 0.36x, near the high end of its 3-year range (-47.76x–3.23x).
63.10% below its 12-month average of 2.49x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 3.23x.
INTEREST COVERAGE RATIO
0.92x
INTEREST COVERAGE RATIO AVG TTM
2.49x
INTEREST COVERAGE RATIO AVG 3Y
0.36x
INTEREST COVERAGE RATIO AVG 5Y
N/A
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-63.10%
CURRENT VS 3Y AVG
+157.40%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · CONSUMER CYCLICAL
1.73x
median of 272 covered companies
CURRENT VS SECTOR MEDIAN
-46.67%
vs the sector median at left
SunCar Technology Group Inc.
Market Cap
$41.44M
Interest Coverage Ratio
0.92x
TTM Avg
2.49x
3Y Avg
0.36x
5Y Avg
N/A
Market Cap
$42.47M
Interest Coverage Ratio
-1.70x
TTM Avg
0.47x
3Y Avg
5.32x
5Y Avg
7.11x
Market Cap
$39.25M
Interest Coverage Ratio
43.66x
TTM Avg
47.42x
3Y Avg
31.33x
5Y Avg
26.99x
Market Cap
$39.08M
Interest Coverage Ratio
-15.23x
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$44.48M
Interest Coverage Ratio
-1.02x
TTM Avg
39.76x
3Y Avg
29.68x
5Y Avg
20.91x
Market Cap
$38.35M
Interest Coverage Ratio
N/A
TTM Avg
133.31x
3Y Avg
271.81x
5Y Avg
271.81x
Market Cap
$44.64M
Interest Coverage Ratio
-4.05x
TTM Avg
1.50x
3Y Avg
1.38x
5Y Avg
1.13x
Market Cap
$37.05M
Interest Coverage Ratio
-5.12x
TTM Avg
4.83x
3Y Avg
4.83x
5Y Avg
3.55x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| SunCar Technology Group Inc. (SDA) | $41.44M | 0.92x | 2.49x | 0.36x | N/A |
| Aptera Motors Corp. (SEV)vs › | $40.88M | N/A | N/A | N/A | N/A |
| The Children's Place, Inc. (PLCE)vs › | $42.47M | -1.70x | 0.47x | 5.32x | 7.11x |
| Massimo Group Common Stock (MAMO)vs › | $39.25M | 43.66x | 47.42x | 31.33x | 26.99x |
| TH International Limited (THCH)vs › | $39.08M | -15.23x | N/A | N/A | N/A |
| Sportsman's Warehouse Holdings, Inc. (SPWH)vs › | $44.48M | -1.02x | 39.76x | 29.68x | 20.91x |
| Ambitions Enterprise Management Co. L.L.C (AHMA)vs › | $38.35M | N/A | 133.31x | 271.81x | 271.81x |
| Sypris Solutions, Inc. (SYPR)vs › | $44.64M | -4.05x | 1.50x | 1.38x | 1.13x |
| Lulu's Fashion Lounge Holdings, Inc. (LVLU)vs › | $37.05M | -5.12x | 4.83x | 4.83x | 3.55x |
| Gogoro Inc. (GGR)vs › | $47.13M | -3.85x | N/A | N/A | N/A |
Interest Coverage
0.9x
Debt/Equity
2.59
Current Ratio
1.28
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 3.23x |
| 2026-03-31 | 2.62x |
| 2025-12-31 | 1.99x |
| 2025-09-30 | 2.72x |
| 2025-06-30 | 1.91x |
| 2025-03-31 | -2.87x |
| 2024-12-31 | 0.00x |
| 2024-09-30 | 0.21x |
| 2024-06-30 | -47.76x |
| 2024-03-31 | -3.88x |
| 2023-12-31 | -15.17x |
| 2023-09-30 | -2.70x |
| 2023-06-30 | 0.71x |
