Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.33%.
YIELD ON COST (YOC)
2.33%
SBCF now pays $0.76 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $16.16 | 4.70% |
| 5 years ago(2021-09-30) | $33.81 | 2.25% |
| 3 years ago(2023-10-03) | $21.20 | 3.58% |
| 1 year ago(2025-10-07) | $31.72 | 2.40% |
| Buying today(at $32.42) | $32.42 | 2.33% |
Projection: starting from today's 2.33% yield, assuming the dividend keeps compounding at 17.1% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.33%
In 3 years
3.74%
In 5 years
5.11%
In 10 years
11.19%
Try your own purchase price, dividend and growth rate for Seacoast Banking Corporation of Florida (SBCF).
Starting Yield
2.34%
Ending YOC
7.44%
Year 15 Dividend
$2.41
Cum. Dividends Recd.
$22.29
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.76 | N/A | 2.34% | $0.00 |
| Year 1 | $0.82 | +8.00% | 2.53% | $0.82 |
| Year 2 | $0.89 | +8.00% | 2.73% | $1.71 |
| Year 3 | $0.96 | +8.00% | 2.95% | $2.66 |
| Year 4 | $1.03 | +8.00% | 3.19% | $3.70 |
| Year 5 | $1.12 | +8.00% | 3.44% | $4.82 |
| Year 6 | $1.21 | +8.00% | 3.72% | $6.02 |
| Year 7 | $1.30 | +8.00% | 4.02% | $7.32 |
| Year 8 | $1.41 | +8.00% | 4.34% | $8.73 |
| Year 9 | $1.52 | +8.00% | 4.69% | $10.25 |
| Year 10 | $1.64 | +8.00% | 5.06% | $11.89 |
| Year 11 | $1.77 | +8.00% | 5.47% | $13.66 |
| Year 12 | $1.91 | +8.00% | 5.90% | $15.58 |
| Year 13 | $2.07 | +8.00% | 6.38% | $17.64 |
| Year 14 | $2.23 | +8.00% | 6.89% | $19.88 |
| Year 15 | $2.41 | +8.00% | 7.44% | $22.29 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
