Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.43%.
YIELD ON COST (YOC)
3.43%
RF now pays $1.06 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-07-26) | $9.15 | 11.58% |
| 5 years ago(2021-08-03) | $19.62 | 5.40% |
| 3 years ago(2023-07-25) | $19.94 | 5.32% |
| 1 year ago(2025-07-29) | $26.19 | 4.05% |
| Buying today(at $30.94) | $30.94 | 3.43% |
Projection: starting from today's 3.43% yield, assuming the dividend keeps compounding at its historical 10.4% rate. Boards set dividends each year, so actual figures will differ.
Today
3.43%
In 3 years
5.48%
In 5 years
7.49%
In 10 years
16.36%
Try your own purchase price, dividend and growth rate for Regions Financial Corporation (RF).
Starting Yield
3.43%
Ending YOC
15.03%
Year 15 Dividend
$4.65
Cum. Dividends Recd.
$38.25
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.06 | N/A | 3.43% | $0.00 |
| Year 1 | $1.17 | +10.36% | 3.78% | $1.17 |
| Year 2 | $1.29 | +10.36% | 4.17% | $2.46 |
| Year 3 | $1.42 | +10.36% | 4.60% | $3.89 |
| Year 4 | $1.57 | +10.36% | 5.08% | $5.46 |
| Year 5 | $1.74 | +10.36% | 5.61% | $7.19 |
| Year 6 | $1.92 | +10.36% | 6.19% | $9.11 |
| Year 7 | $2.11 | +10.36% | 6.83% | $11.22 |
| Year 8 | $2.33 | +10.36% | 7.54% | $13.55 |
| Year 9 | $2.57 | +10.36% | 8.32% | $16.13 |
| Year 10 | $2.84 | +10.36% | 9.18% | $18.97 |
| Year 11 | $3.13 | +10.36% | 10.13% | $22.10 |
| Year 12 | $3.46 | +10.36% | 11.18% | $25.56 |
| Year 13 | $3.82 | +10.36% | 12.34% | $29.38 |
| Year 14 | $4.21 | +10.36% | 13.62% | $33.60 |
| Year 15 | $4.65 | +10.36% | 15.03% | $38.25 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
