Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.01%.
YIELD ON COST (YOC)
2.01%
RBCAA now pays $1.89 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-07) | $31.13 | 6.07% |
| 5 years ago(2021-10-05) | $51.67 | 3.66% |
| 3 years ago(2023-10-06) | $44.49 | 4.25% |
| 1 year ago(2025-09-30) | $72.25 | 2.62% |
| Buying today(at $93.29) | $93.29 | 2.01% |
Projection: starting from today's 2.01% yield, assuming the dividend keeps compounding at 9.9% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.01%
In 3 years
2.67%
In 5 years
3.21%
In 10 years
5.13%
Try your own purchase price, dividend and growth rate for Republic Bancorp, Inc. (RBCAA).
Starting Yield
2.03%
Ending YOC
7.82%
Year 15 Dividend
$7.29
Cum. Dividends Recd.
$62.76
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.89 | N/A | 2.03% | $0.00 |
| Year 1 | $2.07 | +9.42% | 2.22% | $2.07 |
| Year 2 | $2.26 | +9.42% | 2.43% | $4.33 |
| Year 3 | $2.48 | +9.42% | 2.65% | $6.81 |
| Year 4 | $2.71 | +9.42% | 2.90% | $9.52 |
| Year 5 | $2.96 | +9.42% | 3.18% | $12.48 |
| Year 6 | $3.24 | +9.42% | 3.48% | $15.72 |
| Year 7 | $3.55 | +9.42% | 3.80% | $19.27 |
| Year 8 | $3.88 | +9.42% | 4.16% | $23.16 |
| Year 9 | $4.25 | +9.42% | 4.56% | $27.41 |
| Year 10 | $4.65 | +9.42% | 4.98% | $32.06 |
| Year 11 | $5.09 | +9.42% | 5.45% | $37.14 |
| Year 12 | $5.57 | +9.42% | 5.97% | $42.71 |
| Year 13 | $6.09 | +9.42% | 6.53% | $48.80 |
| Year 14 | $6.67 | +9.42% | 7.14% | $55.47 |
| Year 15 | $7.29 | +9.42% | 7.82% | $62.76 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
