Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 1.25% is 88% below its 5-year average of 10.86%, near the low end of its 5-year range (1.25%–21.56%).
As of the fiscal period ended Tuesday, June 30, 2026. 31.61% below its 12-month average of 1.83%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.25%.
DEBT TO ASSETS RATIO
1.25%
DEBT TO ASSETS RATIO AVG TTM
1.83%
DEBT TO ASSETS RATIO AVG 3Y
9.31%
DEBT TO ASSETS RATIO AVG 5Y
10.86%
DEBT TO ASSETS RATIO AVG 10Y
15.43%
DEBT TO ASSETS RATIO AVG 15Y
13.58%
DEBT TO ASSETS RATIO AVG 20Y
11.97%
CURRENT VS TTM AVG
-31.61%
CURRENT VS 3Y AVG
-86.57%
CURRENT VS 5Y AVG
-88.49%
CURRENT VS 10Y AVG
-91.90%
CURRENT VS 15Y AVG
-90.80%
CURRENT VS 20Y AVG
-89.56%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+2398.87%
vs the sector median at left
Patriot National Bancorp, Inc.
Market Cap
$109.63M
Debt to Assets Ratio
1.25%
TTM Avg
1.83%
3Y Avg
9.31%
5Y Avg
10.86%
Market Cap
$109.05M
Debt to Assets Ratio
0.12%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$109.05M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.34M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$108.04M
Debt to Assets Ratio
0.11%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.45M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$107.32M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$110.38M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$106.56M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Patriot National Bancorp, Inc. (PNBK) | $109.63M | 1.25% | 1.83% | 9.31% | 10.86% |
| Pathfinder Bancorp, Inc. (PBHC)vs › | $109.05M | 0.12% | N/A | N/A | N/A |
| Arc Group Securities Acquisition I (FJDI)vs › | $109.05M | N/A | N/A | N/A | N/A |
| Quartzsea Acquisition Corporation (QSEA)vs › | $108.34M | 0.00% | N/A | N/A | N/A |
| Broadway Financial Corp. (BYFC)vs › | $108.04M | 0.11% | N/A | N/A | N/A |
| Research Alliance Corporation III Class A Ordinary Shares (RACC)vs › | $107.45M | N/A | N/A | N/A | N/A |
| BHAV Acquisition Corp Class A Ordinary Shares (BHAV)vs › | $107.32M | 0.00% | N/A | N/A | N/A |
| Aperture AC Class A Ordinary Shares (APUR)vs › | $110.38M | N/A | N/A | N/A | N/A |
| Twelve Seas Investment Company II (TWLV)vs › | $106.56M | 0.00% | N/A | N/A | N/A |
| Sound Financial Bancorp, Inc. (SFBC)vs › | $106.19M | 0.01% | N/A | N/A | N/A |
Debt/Assets
1.2%
Debt/Equity
0.19
Current ratio and interest coverage is unavailable for Patriot National Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 1.25% |
| 2026-03-31 | 2.25% |
| 2025-12-31 | 1.51% |
| 2025-09-30 | 1.73% |
| 2025-06-30 | 2.40% |
| 2025-03-31 | 2.51% |
| 2024-12-31 | 3.27% |
| 2024-09-30 | 12.72% |
| 2024-06-30 | 18.00% |
| 2024-03-31 | 15.01% |
| 2023-12-31 | 18.39% |
| 2023-09-30 | 21.56% |
| 2023-06-30 | 20.39% |
| 2023-03-31 | 16.38% |
| 2022-12-31 | 11.04% |
| 2022-09-30 | 14.69% |
| 2022-06-30 | 12.45% |
| 2022-03-31 | 12.37% |
| 2021-12-31 | 12.73% |
| 2021-09-30 | 14.78% |
| 2021-06-30 | 12.54% |
| 2021-03-31 | 13.63% |
| 2020-12-31 | 13.72% |
| 2020-09-30 | 13.09% |
| 2020-06-30 | 12.34% |
| 2020-03-31 | 12.09% |
| 2019-12-31 | 13.36% |
| 2019-09-30 | 13.47% |
| 2019-06-30 | 13.39% |
| 2019-03-31 | 12.69% |
| 2018-12-31 | 13.76% |
| 2018-09-30 | 13.22% |
| 2018-06-30 | 15.15% |
| 2018-03-31 | 16.24% |
| 2017-12-31 | 16.59% |
| 2017-09-30 | 18.31% |
| 2017-06-30 | 18.29% |
| 2017-03-31 | 18.77% |
| 2016-12-31 | 21.08% |
| 2016-09-30 | 21.23% |
| 2016-06-30 | 21.15% |
| 2016-03-31 | 22.81% |
| 2015-12-31 | 21.74% |
| 2015-09-30 | 20.33% |
| 2015-06-30 | 17.21% |
| 2015-03-31 | 19.82% |
| 2014-12-31 | 20.27% |
| 2014-09-30 | 22.47% |
| 2014-06-30 | 14.54% |
| 2014-03-31 | 15.69% |
| 2013-12-31 | 12.06% |
| 2013-09-30 | 9.38% |
| 2013-06-30 | 7.60% |
| 2013-03-31 | 10.72% |
| 2012-12-31 | 10.56% |
| 2012-09-30 | 12.23% |
| 2012-06-30 | 10.13% |
| 2012-03-31 | 11.21% |
| 2011-12-31 | 9.80% |
| 2011-09-30 | 10.38% |
| 2011-06-30 | 10.07% |
| 2011-03-31 | 9.19% |
| 2010-12-31 | 8.32% |
| 2010-09-30 | 8.28% |
| 2010-06-30 | 7.99% |
| 2010-03-31 | 8.01% |
| 2009-12-31 | 7.53% |
| 2009-09-30 | 6.96% |
| 2009-06-30 | 6.65% |
| 2009-03-31 | 6.72% |
| 2008-12-31 | 7.14% |
| 2008-09-30 | 11.52% |
| 2008-06-30 | 11.47% |
| 2008-03-31 | 5.67% |
| 2007-12-31 | 7.77% |
| 2007-09-30 | 5.62% |
| 2007-06-30 | 1.09% |
| 2007-03-31 | 2.24% |
| 2006-12-31 | 2.52% |
| 2006-09-30 | 6.88% |
| 2006-06-30 | 9.17% |
| 2006-03-31 | 5.96% |
| 2005-12-31 | 3.66% |
| 2005-09-30 | 2.69% |
| 2005-06-30 | 6.31% |
| 2005-03-31 | 6.35% |
| 2004-12-31 | 4.01% |
| 2004-09-30 | 4.45% |
| 2004-06-30 | 7.77% |
| 2004-03-31 | 9.00% |
| 2003-12-31 | 9.14% |
| 2003-09-30 | 9.78% |
| 2003-06-30 | 9.33% |
| 2003-03-31 | 7.08% |
| 2002-12-31 | 4.14% |
| 2002-09-30 | 4.36% |
