Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.76%.
YIELD ON COST (YOC)
3.76%
PFBC now pays $3.95 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $34.79 | 11.35% |
| 5 years ago(2021-10-06) | $68.42 | 5.77% |
| 3 years ago(2023-10-09) | $63.07 | 6.26% |
| 1 year ago(2025-10-02) | $89.64 | 4.41% |
| Buying today(at $104.16) | $104.16 | 3.76% |
Projection: starting from today's 3.76% yield, assuming the dividend keeps compounding at 16.8% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.76%
In 3 years
5.99%
In 5 years
8.17%
In 10 years
17.76%
Try your own purchase price, dividend and growth rate for Preferred Bank (PFBC).
Starting Yield
3.79%
Ending YOC
41.64%
Year 15 Dividend
$43.37
Cum. Dividends Recd.
$267.01
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $3.95 | N/A | 3.79% | $0.00 |
| Year 1 | $4.63 | +17.32% | 4.45% | $4.63 |
| Year 2 | $5.44 | +17.32% | 5.22% | $10.07 |
| Year 3 | $6.38 | +17.32% | 6.12% | $16.45 |
| Year 4 | $7.48 | +17.32% | 7.18% | $23.93 |
| Year 5 | $8.78 | +17.32% | 8.43% | $32.71 |
| Year 6 | $10.30 | +17.32% | 9.89% | $43.01 |
| Year 7 | $12.08 | +17.32% | 11.60% | $55.10 |
| Year 8 | $14.18 | +17.32% | 13.61% | $69.27 |
| Year 9 | $16.63 | +17.32% | 15.97% | $85.90 |
| Year 10 | $19.51 | +17.32% | 18.73% | $105.42 |
| Year 11 | $22.89 | +17.32% | 21.98% | $128.31 |
| Year 12 | $26.86 | +17.32% | 25.79% | $155.17 |
| Year 13 | $31.51 | +17.32% | 30.25% | $186.68 |
| Year 14 | $36.97 | +17.32% | 35.49% | $223.64 |
| Year 15 | $43.37 | +17.32% | 41.64% | $267.01 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
