Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.82%.
YIELD ON COST (YOC)
2.82%
ORRF now pays $1.17 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-07) | $19.78 | 5.92% |
| 5 years ago(2021-09-30) | $23.40 | 5.00% |
| 3 years ago(2023-10-03) | $20.22 | 5.79% |
| 1 year ago(2025-10-07) | $33.71 | 3.47% |
| Buying today(at $41.38) | $41.38 | 2.82% |
Projection: starting from today's 2.82% yield, assuming the dividend keeps compounding at 9.4% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.82%
In 3 years
3.69%
In 5 years
4.42%
In 10 years
6.93%
Try your own purchase price, dividend and growth rate for Orrstown Financial Services, Inc. (ORRF).
Starting Yield
2.83%
Ending YOC
10.72%
Year 15 Dividend
$4.43
Cum. Dividends Recd.
$38.41
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.17 | N/A | 2.83% | $0.00 |
| Year 1 | $1.28 | +9.29% | 3.09% | $1.28 |
| Year 2 | $1.40 | +9.29% | 3.38% | $2.68 |
| Year 3 | $1.53 | +9.29% | 3.69% | $4.20 |
| Year 4 | $1.67 | +9.29% | 4.03% | $5.87 |
| Year 5 | $1.82 | +9.29% | 4.41% | $7.70 |
| Year 6 | $1.99 | +9.29% | 4.82% | $9.69 |
| Year 7 | $2.18 | +9.29% | 5.27% | $11.87 |
| Year 8 | $2.38 | +9.29% | 5.75% | $14.25 |
| Year 9 | $2.60 | +9.29% | 6.29% | $16.85 |
| Year 10 | $2.84 | +9.29% | 6.87% | $19.70 |
| Year 11 | $3.11 | +9.29% | 7.51% | $22.81 |
| Year 12 | $3.40 | +9.29% | 8.21% | $26.20 |
| Year 13 | $3.71 | +9.29% | 8.97% | $29.92 |
| Year 14 | $4.06 | +9.29% | 9.81% | $33.98 |
| Year 15 | $4.43 | +9.29% | 10.72% | $38.41 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
