Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.41%.
YIELD ON COST (YOC)
3.41%
OPBK now pays $0.52 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-03) | $6.15 | 8.46% |
| 5 years ago(2021-10-05) | $10.32 | 5.04% |
| 3 years ago(2023-10-06) | $9.04 | 5.75% |
| 1 year ago(2025-10-02) | $13.56 | 3.83% |
| Buying today(at $15.22) | $15.22 | 3.41% |
Projection: starting from today's 3.41% yield, assuming the dividend keeps compounding at 9.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.41%
In 3 years
4.42%
In 5 years
5.25%
In 10 years
8.07%
Try your own purchase price, dividend and growth rate for OP Bancorp (OPBK).
Starting Yield
3.42%
Ending YOC
17.20%
Year 15 Dividend
$2.62
Cum. Dividends Recd.
$20.54
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.52 | N/A | 3.42% | $0.00 |
| Year 1 | $0.58 | +11.38% | 3.80% | $0.58 |
| Year 2 | $0.65 | +11.38% | 4.24% | $1.22 |
| Year 3 | $0.72 | +11.38% | 4.72% | $1.94 |
| Year 4 | $0.80 | +11.38% | 5.26% | $2.74 |
| Year 5 | $0.89 | +11.38% | 5.85% | $3.63 |
| Year 6 | $0.99 | +11.38% | 6.52% | $4.63 |
| Year 7 | $1.11 | +11.38% | 7.26% | $5.73 |
| Year 8 | $1.23 | +11.38% | 8.09% | $6.96 |
| Year 9 | $1.37 | +11.38% | 9.01% | $8.34 |
| Year 10 | $1.53 | +11.38% | 10.04% | $9.86 |
| Year 11 | $1.70 | +11.38% | 11.18% | $11.57 |
| Year 12 | $1.90 | +11.38% | 12.45% | $13.46 |
| Year 13 | $2.11 | +11.38% | 13.87% | $15.57 |
| Year 14 | $2.35 | +11.38% | 15.44% | $17.92 |
| Year 15 | $2.62 | +11.38% | 17.20% | $20.54 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
