Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of -13.05x is 103% below its 3-year average of 471.73x, near the low end of its 3-year range (-4912.51x–12698.88x).
101.26% below its 12-month average of 1031.76x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): -16.60x.
INTEREST COVERAGE RATIO
-13.05x
INTEREST COVERAGE RATIO AVG TTM
1031.76x
INTEREST COVERAGE RATIO AVG 3Y
525.40x
INTEREST COVERAGE RATIO AVG 5Y
471.73x
INTEREST COVERAGE RATIO AVG 10Y
-5.07x
INTEREST COVERAGE RATIO AVG 15Y
-27.18x
INTEREST COVERAGE RATIO AVG 20Y
-34.96x
CURRENT VS TTM AVG
-101.26%
CURRENT VS 3Y AVG
-102.48%
CURRENT VS 5Y AVG
-102.77%
CURRENT VS 10Y AVG
-157.61%
CURRENT VS 15Y AVG
+51.99%
CURRENT VS 20Y AVG
+62.67%
SECTOR MEDIAN · TECHNOLOGY
0.34x
median of 452 covered companies
CURRENT VS SECTOR MEDIAN
-3938.24%
vs the sector median at left
The OLB Group, Inc.
Market Cap
$6.01M
Interest Coverage Ratio
-13.05x
TTM Avg
1031.76x
3Y Avg
525.40x
5Y Avg
471.73x
Market Cap
$6.02M
Interest Coverage Ratio
-101.17x
TTM Avg
174.91x
3Y Avg
174.91x
5Y Avg
174.91x
Market Cap
$5.94M
Interest Coverage Ratio
-3.64x
TTM Avg
34.20x
3Y Avg
34.20x
5Y Avg
18.58x
Market Cap
$5.82M
Interest Coverage Ratio
-450.88x
TTM Avg
0.53x
3Y Avg
0.53x
5Y Avg
0.53x
Market Cap
$5.66M
Interest Coverage Ratio
N/A
TTM Avg
125.18x
3Y Avg
125.18x
5Y Avg
125.18x
Market Cap
$5.65M
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The OLB Group, Inc. (OLB) | $6.01M | -13.05x | 1031.76x | 525.40x | 471.73x |
| Maris-Tech Ltd. (MTEK)vs › | $6.02M | -101.17x | 174.91x | 174.91x | 174.91x |
| DNA X, Inc. (SONM)vs › | $5.94M | -3.64x | 34.20x | 34.20x | 18.58x |
| Amesite Inc. (AMST)vs › | $6.09M | N/A | N/A | N/A | N/A |
| Our Bond, Inc. (OBAI)vs › | $5.92M | -7.33x | N/A | N/A | N/A |
| Auddia Inc. (AUUD)vs › | $6.17M | N/A | N/A | N/A | N/A |
| Core AI Holdings Inc (CHAI)vs › | $5.82M | -450.88x | 0.53x | 0.53x | 0.53x |
| GD Culture Group Limited (GDC)vs › | $5.66M | N/A | 125.18x | 125.18x | 125.18x |
| Q/C Technologies, Inc. (QCLS)vs › | $5.65M | N/A | N/A | N/A | N/A |
| authID Inc. (AUID)vs › | $6.47M | -1171.65x | N/A | N/A | N/A |
Interest Coverage
-13.1x
Debt/Equity
0.03
Current Ratio
0.40
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | -16.60x |
| 2026-03-31 | 12698.88x |
| 2025-12-31 | -2600.96x |
| 2025-09-30 | -4912.51x |
| 2025-06-30 | -9.99x |
| 2025-03-31 | -3.77x |
| 2024-06-30 | -79.42x |
| 2024-03-31 | -221.90x |
| 2023-12-31 | -125.16x |
| 2023-03-31 | -11.26x |
| 2021-03-31 | -8.42x |
| 2020-12-31 | 0.63x |
| 2020-09-30 | -1.82x |
| 2020-06-30 | -0.62x |
| 2020-03-31 | -0.71x |
| 2019-12-31 | 0.26x |
| 2019-09-30 | -0.27x |
| 2019-06-30 | -0.53x |
| 2019-03-31 | -0.34x |
| 2018-12-31 | -0.66x |
| 2018-09-30 | -0.97x |
| 2018-06-30 | 0.09x |
| 2018-03-31 | 408.44x |
| 2017-12-31 | -99.96x |
| 2017-09-30 | -0.13x |
| 2017-06-30 | -0.12x |
| 2017-03-31 | -11.45x |
| 2016-12-31 | -10.49x |
| 2016-09-30 | -29.20x |
| 2016-06-30 | -227.87x |
| 2015-12-31 | -16.39x |
| 2015-09-30 | -18.53x |
| 2015-06-30 | -50.92x |
| 2015-03-31 | -111.68x |
| 2014-12-31 | -17.82x |
| 2014-09-30 | -17.88x |
| 2014-06-30 | -25.68x |
| 2014-03-31 | -14.43x |
| 2013-12-31 | -106.26x |
| 2013-09-30 | -37.42x |
| 2013-06-30 | -46.38x |
| 2013-03-31 | -71.23x |
| 2012-12-31 | -5.00x |
| 2012-09-30 | -21.98x |
| 2012-06-30 | -203.66x |
| 2011-12-31 | -13.60x |
| 2011-09-30 | -24.47x |
| 2011-06-30 | -103.85x |
| 2011-03-31 | -2120.98x |
| 2009-12-31 | -56.59x |
| 2009-09-30 | -28.27x |
| 2009-06-30 | -24.55x |
| 2009-03-31 | -30.84x |
| 2008-12-31 | -36.31x |
| 2008-09-30 | -48.26x |
| 2008-06-30 | -60.36x |
| 2008-03-31 | -78.36x |
| 2007-12-31 | -162.83x |
| 2007-09-30 | -142.07x |
