Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 3.16%.
YIELD ON COST (YOC)
3.16%
NECB now pays $0.85 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $5.30 | 16.04% |
| 5 years ago(2021-10-06) | $10.80 | 7.87% |
| 3 years ago(2023-10-09) | $15.01 | 5.66% |
| 1 year ago(2025-10-03) | $20.17 | 4.21% |
| Buying today(at $27.04) | $27.04 | 3.16% |
Projection: starting from today's 3.16% yield, assuming the dividend keeps compounding at 55.0% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
3.16%
In 3 years
11.76%
In 5 years
28.23%
In 10 years
252.24%
Try your own purchase price, dividend and growth rate for Northeast Community Bancorp, Inc. (NECB).
Starting Yield
3.14%
Ending YOC
3755.48%
Year 15 Dividend
$1015.48
Cum. Dividends Recd.
$2695.04
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.85 | N/A | 3.14% | $0.00 |
| Year 1 | $1.36 | +60.38% | 5.04% | $1.36 |
| Year 2 | $2.19 | +60.38% | 8.09% | $3.55 |
| Year 3 | $3.51 | +60.38% | 12.97% | $7.06 |
| Year 4 | $5.62 | +60.38% | 20.80% | $12.68 |
| Year 5 | $9.02 | +60.38% | 33.36% | $21.70 |
| Year 6 | $14.47 | +60.38% | 53.50% | $36.16 |
| Year 7 | $23.20 | +60.38% | 85.80% | $59.36 |
| Year 8 | $37.21 | +60.38% | 137.60% | $96.57 |
| Year 9 | $59.67 | +60.38% | 220.68% | $156.24 |
| Year 10 | $95.70 | +60.38% | 353.93% | $251.94 |
| Year 11 | $153.49 | +60.38% | 567.63% | $405.43 |
| Year 12 | $246.16 | +60.38% | 910.36% | $651.59 |
| Year 13 | $394.80 | +60.38% | 1460.04% | $1046.39 |
| Year 14 | $633.17 | +60.38% | 2341.61% | $1679.56 |
| Year 15 | $1015.48 | +60.38% | 3755.48% | $2695.04 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
