Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 2.51% is 57% below its 5-year average of 5.78%, near the low end of its 5-year range (2.33%–12.14%).
As of the fiscal period ended Tuesday, June 30, 2026. 32.78% below its 12-month average of 3.73%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 2.51%.
DEBT TO ASSETS RATIO
2.51%
DEBT TO ASSETS RATIO AVG TTM
3.73%
DEBT TO ASSETS RATIO AVG 3Y
5.44%
DEBT TO ASSETS RATIO AVG 5Y
5.78%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-32.78%
CURRENT VS 3Y AVG
-53.82%
CURRENT VS 5Y AVG
-56.58%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 681 covered companies
CURRENT VS SECTOR MEDIAN
+4920.37%
vs the sector median at left
First Western Financial, Inc.
Market Cap
$291.48M
Debt to Assets Ratio
2.51%
TTM Avg
3.73%
3Y Avg
5.44%
5Y Avg
5.78%
Market Cap
$291.60M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$292.12M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$292.62M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$288.65M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$295.29M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$286.92M
Debt to Assets Ratio
0.09%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$286.00M
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$297.03M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Western Financial, Inc. (MYFW) | $291.48M | 2.51% | 3.73% | 5.44% | 5.78% |
| First Northern Community Bancorp (FNRN)vs › | $291.60M | 0.00% | N/A | N/A | N/A |
| Oak Valley Bancorp (OVLY)vs › | $292.12M | 0.00% | N/A | N/A | N/A |
| Blue Acquisition Corp. (BACC)vs › | $292.62M | 0.00% | N/A | N/A | N/A |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | 0.00% | N/A | N/A | N/A |
| OneIM Acquisition Corp. Class A Ordinary Shares (OIM)vs › | $295.29M | 0.00% | N/A | N/A | N/A |
| Franklin Financial Services Corporation (FRAF)vs › | $286.92M | 0.09% | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $286.00M | 0.02% | N/A | N/A | N/A |
| Fortress Value Acquisition Corp. V (FVAV)vs › | $297.03M | 0.00% | N/A | N/A | N/A |
| Princeton Bancorp Inc. (BPRN)vs › | $297.31M | 0.01% | N/A | N/A | N/A |
Debt/Assets
2.5%
Debt/Equity
0.29
Current ratio and interest coverage is unavailable for First Western Financial, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 2.51% |
| 2026-03-31 | 2.93% |
| 2025-12-31 | 3.41% |
| 2025-09-30 | 2.95% |
| 2025-06-30 | 6.87% |
| 2025-03-31 | 3.31% |
| 2024-12-31 | 3.75% |
| 2024-09-30 | 3.95% |
| 2024-06-30 | 8.30% |
| 2024-03-31 | 4.16% |
| 2023-12-31 | 5.98% |
| 2023-09-30 | 10.40% |
| 2023-06-30 | 12.14% |
| 2023-03-31 | 10.56% |
| 2022-12-31 | 6.94% |
| 2022-09-30 | 11.21% |
| 2022-06-30 | 4.71% |
| 2022-03-31 | 2.33% |
| 2021-12-31 | 3.07% |
| 2021-09-30 | 4.70% |
| 2021-06-30 | 7.22% |
| 2021-03-31 | 10.05% |
| 2020-12-31 | 8.81% |
| 2020-09-30 | 11.99% |
| 2020-06-30 | 13.08% |
| 2020-03-31 | 1.81% |
| 2019-12-31 | 1.32% |
| 2019-09-30 | 1.30% |
| 2019-06-30 | 3.58% |
| 2019-03-31 | 2.35% |
| 2018-12-31 | 1.99% |
| 2018-09-30 | 4.87% |
| 2018-06-30 | 8.51% |
| 2018-03-31 | 6.19% |
| 2017-12-31 | 4.33% |
