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M&T Bank Corporation (MTB)
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M&T Bank Corporation (MTB) Yield on Cost (YOC): 2.59%

The yield on cost (YOC) for M&T Bank Corporation (MTB) is 2.59%.

MTB Yield on Cost (YOC) Metrics

YIELD ON COST (YOC)

2.59%

Yield on Cost for MTB

MTB now pays $6.00 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:

If you boughtPrice thenYield on cost today
10 years ago(2016-06-21)$117.875.09%
5 years ago(2021-06-17)$148.464.04%
3 years ago(2023-06-20)$122.204.91%
1 year ago(2025-06-24)$190.123.16%
Buying today(at $231.24)$231.242.59%

If you buy today and the dividend keeps growing

Projection: starting from today's 2.59% yield, assuming the dividend keeps compounding at its historical 5.3% rate. Boards set dividends each year, so actual figures will differ.

Today

2.59%

In 3 years

3.29%

In 5 years

3.85%

In 10 years

5.71%

Yield on Cost Calculator

Try your own purchase price, dividend and growth rate for M&T Bank Corporation (MTB).

Calculator Controls
Customize parameters to project your custom Yield on Cost.
$231.24
$6.00
5.31%
15 Years

Starting Yield

2.59%

Ending YOC

5.64%

Year 15 Dividend

$13.04

Cum. Dividends Recd.

$139.57

Yield on Cost Progression Graph
Detailed Projections Ledger
Year-by-year table outlining compounding dividend returns on your purchase cost basis.
YearProjected Div. / ShareYoY Dividend HikeYield on Cost (YOC)Total Dividends Recd.
Initial$6.002.59%$0.00
Year 1$6.32+5.31%2.73%$6.32
Year 2$6.65+5.31%2.88%$12.97
Year 3$7.01+5.31%3.03%$19.98
Year 4$7.38+5.31%3.19%$27.36
Year 5$7.77+5.31%3.36%$35.13
Year 6$8.18+5.31%3.54%$43.32
Year 7$8.62+5.31%3.73%$51.93
Year 8$9.08+5.31%3.93%$61.01
Year 9$9.56+5.31%4.13%$70.57
Year 10$10.07+5.31%4.35%$80.63
Year 11$10.60+5.31%4.58%$91.23
Year 12$11.16+5.31%4.83%$102.40
Year 13$11.76+5.31%5.08%$114.15
Year 14$12.38+5.31%5.35%$126.53
Year 15$13.04+5.31%5.64%$139.57

M&T Bank Corporation Yield on Cost (YOC) Formula & Definition

Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

M&T Bank Corporation Yield on Cost (YOC) FAQ

What is the yield on cost (YOC) for M&T Bank Corporation (MTB)?
The yield on cost (YOC) for MTB stock is 2.59%.

About M&T Bank Corporation

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.

Buffalo, NY
22,291 employees
Financial Services / Banks - Regional
Sector
Financial Services
Industry
Banks - Regional
CEO
Rene F. Jones