Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 2.56%.
YIELD ON COST (YOC)
2.56%
MPB now pays $0.94 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-09-30) | $19.49 | 4.82% |
| 5 years ago(2021-10-08) | $28.30 | 3.32% |
| 3 years ago(2023-09-29) | $20.13 | 4.67% |
| 1 year ago(2025-10-03) | $28.83 | 3.26% |
| Buying today(at $36.36) | $36.36 | 2.56% |
Projection: starting from today's 2.56% yield, assuming the dividend keeps compounding at -0.5% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
2.56%
In 3 years
2.52%
In 5 years
2.49%
In 10 years
2.41%
Try your own purchase price, dividend and growth rate for Mid Penn Bancorp, Inc. (MPB).
Starting Yield
2.59%
Ending YOC
3.12%
Year 15 Dividend
$1.14
Cum. Dividends Recd.
$15.62
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.94 | N/A | 2.59% | $0.00 |
| Year 1 | $0.95 | +1.27% | 2.62% | $0.95 |
| Year 2 | $0.96 | +1.27% | 2.65% | $1.92 |
| Year 3 | $0.98 | +1.27% | 2.69% | $2.89 |
| Year 4 | $0.99 | +1.27% | 2.72% | $3.88 |
| Year 5 | $1.00 | +1.27% | 2.75% | $4.88 |
| Year 6 | $1.01 | +1.27% | 2.79% | $5.90 |
| Year 7 | $1.03 | +1.27% | 2.82% | $6.92 |
| Year 8 | $1.04 | +1.27% | 2.86% | $7.96 |
| Year 9 | $1.05 | +1.27% | 2.90% | $9.02 |
| Year 10 | $1.07 | +1.27% | 2.93% | $10.08 |
| Year 11 | $1.08 | +1.27% | 2.97% | $11.16 |
| Year 12 | $1.09 | +1.27% | 3.01% | $12.26 |
| Year 13 | $1.11 | +1.27% | 3.05% | $13.36 |
| Year 14 | $1.12 | +1.27% | 3.08% | $14.49 |
| Year 15 | $1.14 | +1.27% | 3.12% | $15.62 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
