Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 41.18% is 132% above its 5-year average of 17.72%, near the high end of its 5-year range (1.39%–41.18%).
As of the fiscal period ended Tuesday, June 30, 2026. 27.72% above its 12-month average of 32.24%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 41.18%.
RETURN ON EQUITY (ROE)
41.18%
RETURN ON EQUITY (ROE) AVG TTM
32.24%
RETURN ON EQUITY (ROE) AVG 3Y
18.07%
RETURN ON EQUITY (ROE) AVG 5Y
17.72%
RETURN ON EQUITY (ROE) AVG 10Y
17.66%
RETURN ON EQUITY (ROE) AVG 15Y
16.45%
RETURN ON EQUITY (ROE) AVG 20Y
16.28%
CURRENT VS TTM AVG
+27.72%
CURRENT VS 3Y AVG
+127.87%
CURRENT VS 5Y AVG
+132.34%
CURRENT VS 10Y AVG
+133.18%
CURRENT VS 15Y AVG
+150.41%
CURRENT VS 20Y AVG
+152.98%
SECTOR MEDIAN · FINANCIAL SERVICES
8.74%
median of 637 covered companies
CURRENT VS SECTOR MEDIAN
+371.17%
vs the sector median at left
Morningstar, Inc.
Market Cap
$7.34B
Return on Equity (ROE)
41.18%
TTM Avg
32.24%
3Y Avg
18.07%
5Y Avg
17.72%
Market Cap
$7.33B
Return on Equity (ROE)
-1323.42%
TTM Avg
-250.28%
3Y Avg
-152.67%
5Y Avg
-114.98%
Market Cap
$7.42B
Return on Equity (ROE)
-5.45%
TTM Avg
0.44%
3Y Avg
-28.88%
5Y Avg
-10.73%
Market Cap
$7.23B
Return on Equity (ROE)
-60.38%
TTM Avg
-9.86%
3Y Avg
-16.65%
5Y Avg
-12.14%
Market Cap
$7.58B
Return on Equity (ROE)
27.94%
TTM Avg
26.83%
3Y Avg
25.84%
5Y Avg
23.42%
Market Cap
$7.04B
Return on Equity (ROE)
8.76%
TTM Avg
6.38%
3Y Avg
7.28%
5Y Avg
7.82%
Market Cap
$7.73B
Return on Equity (ROE)
11.11%
TTM Avg
10.33%
3Y Avg
10.33%
5Y Avg
10.33%
Market Cap
$7.76B
Return on Equity (ROE)
10.69%
TTM Avg
9.61%
3Y Avg
10.16%
5Y Avg
10.07%
Market Cap
$7.97B
Return on Equity (ROE)
13.39%
TTM Avg
15.42%
3Y Avg
16.71%
5Y Avg
15.45%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Morningstar, Inc. (MORN) | $7.34B | 41.18% | 32.24% | 18.07% | 17.72% |
| TeraWulf Inc. (WULF)vs › | $7.33B | -1323.42% | -250.28% | -152.67% | -114.98% |
| Galaxy Digital (GLXY)vs › | $7.42B | -5.45% | 0.44% | -28.88% | -10.73% |
| Riot Platforms, Inc. (RIOT)vs › | $7.23B | -60.38% | -9.86% | -16.65% | -12.14% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.58B | 27.94% | 26.83% | 25.84% | 23.42% |
| Valley National Bancorp (VLY)vs › | $7.04B | 8.76% | 6.38% | 7.28% | 7.82% |
| Central Bancompany (CBC)vs › | $7.73B | 11.11% | 10.33% | 10.33% | 10.33% |
| BOK Financial Corporation (BOKF)vs › | $7.76B | 10.69% | 9.61% | 10.16% | 10.07% |
| Commerce Bancshares, Inc. (CBSH)vs › | $7.97B | 13.39% | 15.42% | 16.71% | 15.45% |
| SLM Corporation (SLMBP)vs › | $6.59B | 29.72% | 29.27% | 29.16% | 34.16% |
ROE
41.2%
ROA
10.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 41.18% |
| 2026-03-31 | 39.54% |
| 2025-12-31 | 30.62% |
| 2025-09-30 | 24.83% |
| 2025-06-30 | 25.03% |
| 2025-03-31 | 23.88% |
| 2024-12-31 | 22.85% |
| 2024-09-30 | 20.85% |
| 2024-06-30 | 17.15% |
| 2024-03-31 | 15.39% |
| 2023-12-31 | 10.63% |
| 2023-09-30 | 5.70% |
| 2023-06-30 | 1.85% |
| 2023-03-31 | 1.39% |
| 2022-12-31 | 5.84% |
| 2022-09-30 | 10.49% |
| 2022-06-30 | 14.64% |
| 2022-03-31 | 13.65% |
| 2021-12-31 | 13.65% |
| 2021-09-30 | 15.31% |
| 2021-06-30 | 17.73% |
| 2021-03-31 | 19.27% |
| 2020-12-31 | 17.59% |
| 2020-09-30 | 14.94% |
| 2020-06-30 | 13.69% |
| 2020-03-31 | 13.82% |
| 2019-12-31 | 14.03% |
| 2019-09-30 | 16.01% |
| 2019-06-30 | 17.40% |
| 2019-03-31 | 18.00% |
| 2018-12-31 | 19.58% |
| 2018-09-30 | 19.35% |
| 2018-06-30 | 17.96% |
| 2018-03-31 | 18.73% |
| 2017-12-31 | 17.01% |
| 2017-09-30 | 21.60% |
| 2017-06-30 | 22.27% |
| 2017-03-31 | 20.92% |
| 2016-12-31 | 23.12% |
| 2016-09-30 | 19.34% |
| 2016-06-30 | 20.54% |
| 2016-03-31 | 20.90% |
| 2015-12-31 | 20.72% |
| 2015-09-30 | 18.67% |
| 2015-06-30 | 18.48% |
| 2015-03-31 | 12.37% |
| 2014-12-31 | 11.98% |
| 2014-09-30 | 11.67% |
| 2014-06-30 | 11.89% |
| 2014-03-31 | 17.29% |
| 2013-12-31 | 17.90% |
| 2013-09-30 | 16.53% |
| 2013-06-30 | 16.87% |
| 2013-03-31 | 15.93% |
| 2012-12-31 | 14.90% |
| 2012-09-30 | 13.65% |
| 2012-06-30 | 12.24% |
| 2012-03-31 | 11.12% |
| 2011-12-31 | 11.50% |
| 2011-09-30 | 11.71% |
| 2011-06-30 | 11.82% |
| 2011-03-31 | 11.26% |
| 2010-12-31 | 11.57% |
| 2010-09-30 | 10.25% |
| 2010-06-30 | 10.51% |
| 2010-03-31 | 11.09% |
| 2009-12-31 | 12.42% |
| 2009-09-30 | 13.43% |
| 2009-06-30 | 14.08% |
| 2009-03-31 | 16.74% |
| 2008-12-31 | 17.28% |
| 2008-09-30 | 17.75% |
| 2008-06-30 | 18.26% |
| 2008-03-31 | 18.12% |
| 2007-12-31 | 18.10% |
| 2007-09-30 | 18.96% |
| 2007-06-30 | 19.11% |
| 2007-03-31 | 18.75% |
| 2006-12-31 | 19.21% |
| 2006-09-30 | 20.11% |
| 2006-06-30 | 19.21% |
| 2006-03-31 | 20.68% |
| 2005-12-31 | 17.91% |
| 2005-09-30 | 12.65% |
| 2005-06-30 | 11.42% |
| 2005-03-31 | 11.81% |
| 2004-12-31 | 13.68% |
