Kinsale Capital Group, Inc. (KNSL)

KNSL Income Statement

Revenue, expenses, and profitability analysis

KNSL Quarterly Income Statement (USD)

Quarterly Report	TTM	03/31/2026	12/31/2025	09/30/2025	06/30/2025	03/31/2025	12/31/2024	09/30/2024	06/30/2024
Gross Profit	894.198M	186.336M	270.066M	225.068M	212.728M	154.741M	184.077M	184.076M	157.823M
Revenue	1.917B	466.709M	483.271M	497.505M	469.814M	423.397M	412.123M	418.058M	384.553M
Cost of Goods Sold	1.023B	280.373M	213.196M	272.437M	257.086M	268.656M	228.046M	233.982M	226.730M
Gross Profit Margin	39.9%	39.9%	55.9%	45.2%	45.3%	36.5%	44.7%	44.0%	41.0%
Total Operating Expenses	232.547M	46.676M	95.242M	46.190M	44.439M	42.430M	45.426M	39.678M	42.023M
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	661.651M	139.660M	174.824M	178.878M	168.289M	112.311M	138.651M	144.398M	115.800M
Operating Margin	29.9%	29.9%	36.2%	36.0%	35.8%	26.5%	33.6%	34.5%	30.1%
Income Before Tax (EBT)	661.651M	139.660M	174.824M	178.878M	168.289M	112.311M	138.651M	144.398M	115.800M
Interest Income	98.595M	—	—	50.836M	47.759M	44.921M	43.135M	40.509M	36.895M
Interest Expense	11.275M	3.167M	2.982M	2.569M	2.557M	2.538M	2.559M	2.589M	2.564M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	526.941M	112.554M	138.620M	141.646M	134.121M	89.227M	109.094M	114.229M	92.579M
Income Tax Expense	134.710M	27.106M	36.204M	37.232M	34.168M	23.084M	29.557M	30.169M	23.221M
Net Profit Margin	24.1%	24.1%	28.7%	28.5%	28.5%	21.1%	26.5%	27.3%	24.1%
EBITDA	678.760M	142.827M	183.640M	181.447M	170.846M	114.849M	141.210M	146.987M	118.364M
EBITDA Margin	30.6%	30.6%	38.0%	36.5%	36.4%	27.1%	34.3%	35.2%	30.8%
Depreciation & Amortization	5.834M	0.00	5.834M	0.00	0.00	0.00	0.00	0.00	0.00
EPS Basic	22.82	4.90	6.01	6.12	5.79	3.85	4.71	4.93	4.00
EPS Diluted	22.72	4.88	5.99	6.09	5.76	3.83	4.68	4.90	3.97
Shares Outstanding	22.975M	22.975M	23.056M	23.159M	23.175M	23.164M	23.164M	23.175M	23.165M
Diluted Shares Outstanding	23.057M	23.057M	23.161M	23.271M	23.291M	23.330M	23.330M	23.335M	23.329M

KNSL Annual Income Statement (USD)

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Gross Profit	983.296M	680.442M	510.513M	287.135M	255.912M	142.307M	110.290M	67.636M
Revenue	1.874B	1.588B	1.224B	838.804M	653.472M	459.886M	315.888M	222.114M
Cost of Goods Sold	890.693M	907.083M	713.936M	551.669M	397.560M	317.579M	205.598M	154.478M
Gross Profit Margin	52.5%	42.9%	41.7%	34.2%	39.2%	30.9%	34.9%	30.5%
Total Operating Expenses	348.994M	165.726M	126.496M	91.571M	67.111M	41.894M	34.239M	27.156M
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	634.302M	514.716M	384.017M	195.564M	188.801M	100.413M	76.051M	40.480M
Operating Margin	33.8%	32.4%	31.4%	23.3%	28.9%	21.8%	24.1%	18.2%
Income Before Tax (EBT)	634.302M	514.716M	384.017M	195.564M	188.801M	100.413M	76.051M	40.480M
Interest Income	—	154.288M	102.545M	53.843M	33.129M	27.885M	21.523M	16.803M
Interest Expense	10.646M	10.134M	10.301M	4.284M	994K	168K	—	—
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	503.614M	414.843M	308.093M	159.114M	152.659M	88.419M	63.316M	33.787M
Income Tax Expense	130.688M	99.873M	75.924M	36.450M	36.142M	11.994M	12.735M	6.693M
Net Profit Margin	26.9%	26.1%	25.2%	19.0%	23.4%	19.2%	20.0%	15.2%
EBITDA	650.782M	530.652M	397.592M	202.569M	192.103M	102.155M	76.733M	41.111M
EBITDA Margin	34.7%	33.4%	32.5%	24.1%	29.4%	22.2%	24.3%	18.5%
Depreciation & Amortization	5.834M	5.802M	3.274M	2.721M	2.308M	1.574M	682K	631K
EPS Basic	21.76	17.92	13.37	6.97	6.73	3.96	2.94	1.60
EPS Diluted	21.65	17.78	13.22	6.88	6.62	3.87	2.86	1.56
Shares Outstanding	23.140M	23.153M	23.045M	22.815M	22.693M	22.319M	21.528M	21.090M
Diluted Shares Outstanding	23.259M	23.332M	23.307M	23.125M	23.062M	22.852M	22.136M	21.685M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.

About Kinsale Capital Group, Inc.

Kinsale Capital Group operates as a specialized underwriter of property and casualty insurance products, serving clients throughout the United States. Its commercial product lines cater to a broad spectrum of needs, encompassing construction, small enterprises, excess and general casualty, commercial property, allied health, life sciences, energy, environmental, healthcare, inland marine, public entities, and other commercial insurance categories. Additionally, it provides specific policies for product, professional, and management liability. Kinsale's offerings are distributed across all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands, primarily via a network of independent insurance brokers. Established in 2009, the firm's headquarters are located in Richmond, Virginia.

Richmond, VA

660 employees

www.kinsalecapitalgroup.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Michael Patrick Kehoe

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